1910 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1910 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1995
Lot Size	0.358 acres (15,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2006)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11588-306-000`

Property Details

APN / Parcel Number

Primary APN	`11588-306-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,767 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,767 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Wood Frame (Stucco or Asbestos)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,583 sqft (0.358 acres)
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	816 sqft

Exterior Amenities

Pool Area	416 sqft
Porch	Open Porch
Porch Area	66 sqft
Patio Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1910 SUTHERLAND RD
City	LYNN HAVEN
State	FL
Zip	32444-5386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	MOWAT HIGHLANDS PHASE IV LOT 31 BLK B MAP 103A ORB 2030 P 1372 ORB 2499 P 307 ORB 2867 P 562
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS PHASE I
Legal Phase	4
Legal Block	B
Legal Lot Number	31
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2006 · Amount on Record
Deed Sale	Dec 21, 2006 · Amount on Record
Prior Sale	Sep 7, 2004 · Amount on Record
Deed Document Number	200686296
Deed Book / Page	2867 / 562
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1910 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386

Mortgage

Document Number	0045192075
Date	Feb 3, 2022
Book Page	4519/2075
Instrument	2022008293

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	BRADENTON, FL 34212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1910 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386

Mortgage

Document Number	0045161559
Date	Jan 28, 2022
Book Page	4516/1559
Instrument	2022006477

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (-9.66%) Homeowner's exemption	$159,757 (+5.99%)	$217,429 (+10.02%) Land $63,500 Building $153,929
2024	$1,967.00 (+3.91%)
2023	$1,893.00 (+14.66%) Homeowner's exemption	$150,733 (+3%)	$197,629 (+23.02%) Land $48,755 Building $148,874
2022	$1,651.00 Homeowner's exemption	$146,343	$160,643 Land $37,839 Building $122,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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