Bay County property record for 2002 Shepherd St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1974 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Apr 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 27997-192-000 |
| Primary APN | 27997-192-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,724 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 192 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2002 SHEPHERD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC01 |
| Legal Description | COLLEGE VILLAGE UNIT # 1 LOT 1 BLK B ORB 3890 P 2206 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | COLLEGE VILLAGE |
| Legal Block | B |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2400 |
2002 Shepherd St is owned and occupied by an individual who acquired it in April 2017.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2002 SHEPHERD ST, PANAMA CITY, FL 32405-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2017 |
| Transfer Doc | 0038902206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 2002 SHEPHERD ST, PANAMA CITY, FL 32405-1448 |
| Document Number | 0038902207 |
| Book / Page | 003890 / 002207 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 20324 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2002 SHEPHERD ST PANAMA CITY FL 324051448, PANAMA CITY, FL 32405-1448 |
The 2025 property tax bill for 2002 Shepherd St was $671 with a homeowner's exemption, down 15% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 (-14.96%) Homeowner's exemption | $84,528 | $152,286 Land $64,080 Building $88,206 |
| 2024 | $789.00 (-6.07%) | ||
| 2023 | $840.00 (-3.11%) Homeowner's exemption | $79,753 (+3%) | $124,170 (+13.64%) Land $48,000 Building $76,170 |
| 2022 | $867.00 Homeowner's exemption | $77,430 | $109,263 Land $40,080 Building $69,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2002 Shepherd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 15 (1995–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2002 Shepherd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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