Bay County property record for 2001 Shepherd St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,554 sqft · built 1976 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,500 (Apr 1987) |
| Tax Bill | $503 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 27997-035-000 |
| Primary APN | 27997-035-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,554 sqft Heated Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Porch | Porch |
| Porch Area | 30 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2001 SHEPHERD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC01 |
| Legal Description | COLLEGE VILLAGE UNIT 1 BEG 12' WLY OF W/MOST COR LOT 10 TH SELY 100' SWLY 30.69' W |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | COLLEGE VILLAGE UNIT 1 |
| Legal Block | A |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 2400 |
2001 Shepherd St is owned and occupied by an individual who bought it in April 1987.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2001 SHEPHERD ST, PANAMA CITY, FL 32405-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 1987 · Amount on File |
| Deed Sale | Apr 13, 1987 · Amount on File |
| Deed Document Number | 0001128379 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2001 Shepherd St was $503 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 Homeowner's exemption | $70,425 | $92,809 Land $27,608 Building $65,201 |
| 2023 | $689.00 (-7.52%) Homeowner's exemption | $66,447 (+3%) | $77,235 (+12.34%) Land $20,680 Building $56,555 |
| 2022 | $745.00 Homeowner's exemption | $64,512 | $68,753 Land $17,267 Building $51,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2001 Shepherd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 15 (1995–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2001 Shepherd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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