2002 Russell St, Covington, KY 41014 Property Records

Kenton County property record for 2002 Russell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1925
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$83,500 (Mar 2018)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-06-037.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-06-037.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Finished Area
Gross Area	1,491 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2002 RUSSELL ST
City	COVINGTON
State	KY
Zip	41014-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD PT LOT 38
Legal Subdivision	HOWARD & CO
Legal Lot Number	38
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65000

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Mar 7, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC
Mar 7, 2018	Quit Claim Deed, Transfer BRIDGE TRUST TITLE
Dec 4, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY
Apr 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	201803 07 059 00094
Deed Book / Page	6366 / 297
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000000093
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134

Mortgage

Document Number	0005900063
Date	Dec 22, 2023
Book Page	KCM 516/303
Instrument	23122205900063

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900073
Date	May 7, 2021
Book Page	212/581
Instrument	21050705900073

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 7, 2018
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0000000094
Book / Page	0C6366 / 000297
Instrument Date	Feb 28, 2018
Instrument	94
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	BRIDGE TRUST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2237 MADISON AVE #2 COVINGTON KY 410141234, 2, COVINGTON, KY 41014-1234

Mortgage

Document Number	96
Date	Mar 7, 2018
Book Page	0C6366/000299
Instrument	96

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Mortgage

Document Number	98,
Date	Mar 7, 2018
Book Page	0C6366/000314
Instrument	98

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2028

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 7, 2018
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0000000093
Book / Page	0C6366 / 000294
Instrument Date	Feb 27, 2018
Instrument	93
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	BRIDGE TRUST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2017
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0000000105
Book / Page	0C6306 / 000223
Instrument Date	Nov 14, 2017
Instrument	105
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2017
Property Address	2002 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0000000268
Book / Page	0C6142 / 000107
Instrument Date	Apr 18, 2017
Instrument	268
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 W WACKER DR CHICAGO IL 606061220, CHICAGO, IL 60606-1220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (-0.5%)	$105,000 (-) Land $5,000 Building $100,000	$105,000 (-) Land $5,000 Building $100,000
2023	$1,398.00	$105,000 Land $5,000 Building $100,000	$105,000 Land $5,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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