2000 Russell St, Covington, KY 41014 Property Records

Kenton County property record for 2000 Russell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1925
Lot Size	0.007 acres (315 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Aug 2022)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-06-038.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-06-038.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	924 sqft Finished Area
Gross Area	1,044 sqft

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	315 sqft (0.007 acres)
Lot Dimensions	105 ft deep x 3 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551406038.00
Street Address	2000 RUSSELL ST
City	COVINGTON
State	KY
Zip	41014-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD PT LOT 39 33 1,3'X 105' ES RUSSELL 316 2,3' S 19TH
Legal Subdivision	HOWARD & CO
Legal Lot Number	39
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2000 RUSSELL ST, COVINGTON, KY 41014-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Dec 4, 2017	Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	0000182210
Deed Book / Page	182 / 210
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2022
Property Address	2000 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0005900179
Book / Page	182 / 210
Instrument Date	Jul 5, 2022
Instrument	22080905900179
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 BRIDGETTE LN, 2043, HEBRON, KY 41048-9101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 RUSSELL ST, COVINGTON, KY 41014-1134

Mortgage

Document Number	0005900180
Date	Aug 9, 2022
Instrument	22080905900180

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0005900181
Date	Aug 9, 2022
Book Page	396/310
Instrument	22080905900181

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2017
Property Address	2000 RUSSELL ST, COVINGTON, KY 41014-1134
Document Number	0000000306
Book / Page	0C6308 / 000124
Instrument Date	Nov 17, 2017
Instrument	306
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PERFORMANCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 RUSSELL ST COVINGTON KY 410141134, COVINGTON, KY 41014-1134

Mortgage

Document Number	307
Date	Dec 4, 2017
Book Page	006308/000128
Instrument	307

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GARNDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Mortgage

Document Number	308,
Date	Dec 4, 2017
Book Page	ORC630/000145
Instrument	308

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COVINGTON, KY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 3, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (-0.51%)	$176,000 (-) Land $5,000 Building $171,000	$176,000 (-) Land $5,000 Building $171,000
2023	$2,344.00	$176,000 Land $5,000 Building $171,000	$176,000 Land $5,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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