2002 River Trl, Melissa, TX 75454 Property Records

Collin County property record for 2002 River Trl, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,296 sqft · built 2021
Lot Size	0.271 acres (11,807 sqft)
Owner	Individual Name on Record
Tax Bill	$10,802 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12308-00A-0290-1`

Property Details

APN / Parcel Number

Primary APN	`R-12308-00A-0290-1`
Alternative APN	`2832204`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,296 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	11,807 sqft (0.271 acres)

Location & Zoning

Account Number	2832204
Street Address	2002 RIVER TRL
City	MELISSA
State	TX
Zip	75454-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY RANCH PHASE 1 (CML), BLK A, LOT 29
Legal Subdivision	LEGACY RANCH PHASE 1 (CML)
Legal Phase	1
Legal Block	A
Legal Lot Number	29
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2003
Census Tract	30206

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2002 RIVER TRL, MELISSA, TX 75454-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Aug 30, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage INTEGRITY MORTGAGE CORPORATION OF T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Deed Document Number	2022000132270
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2002 RIVER TRL, MELISSA, TX 75454-9701
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025000165783
Date	Dec 23, 2025
Instrument	2025000165783

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2002 RIVER TRL, MELISSA, TX 75454-9701
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000103239
Date	Aug 22, 2024
Instrument	2024000103239

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 30, 2022
Property Address	2002 RIVER TRL, MELISSA, TX 75454-9701
Document Number	0000132270
Map Reference	VOL 2021 PG 78
Instrument Date	Aug 30, 2022
Instrument	20220830000132270
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 RIVER TRL, MELISSA, TX 75454-9701

Mortgage

Document Number	0000132271
Date	Aug 30, 2022
Instrument	20220830000132271

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$620,158 (-4.51%) Land $195,300 Building $424,858	$620,158 (-4.51%) Land $195,300 Building $424,858
2024	$10,802.00 (+237.35%)
2023		$649,434 Land $180,000 Building $469,434	$649,434 Land $180,000 Building $469,434
2022	$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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