2002 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2002 Clay St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1912
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Individual Names on File
Tax Bill	$906 (2025)
Deeds & Mortgages	Apr 2025 Mortgage
APN	`06-2.0-09-002-004-080.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-004-080.000`

Interior

Building Area	1,146 sqft Base Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	5,520 sqft (0.127 acres)
Lot Dimensions	92 ft deep x 60 ft wide

Location & Zoning

Street Address	2002 CLAY ST
City	SAINT JOSEPH
State	MO
Zip	64501-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HEDENBERG'S ADDITION LOT:1 BLK:1LGL DESC:EX S 48' & W 22' OF N 92' L 2
Legal Subdivision	HEDENBERGS ADDITION
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1031
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harris Addition Historic District listed 2003 · 312 contributing resources · NRIS 01000723

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2002 CLAY ST, SAINT JOSEPH, MO 64501-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 14, 2025
Property Address	2002 CLAY ST, SAINT JOSEPH, MO 64501-2049
Document Number	003806/618
Book / Page	3806 / 618
Instrument Date	Apr 11, 2025
Instrument	2025002618
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15139 HIGHWAY 71, SAVANNAH, MO 64485-1694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CLAY ST, SAINT JOSEPH, MO 64501-2049

Mortgage

Document Number	2025002619
Date	Apr 14, 2025
Instrument	2025002619

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00	$12,680 (+12.31%) Land $1,520 Building $11,160	$66,750 (+12.37%) Land $8,000 Building $58,750
2024	$906.00 (+22.6%)
2023	$739.00 (-0.67%)	$11,290 (-) Land $1,520 Building $9,770	$59,400 (-) Land $8,000 Building $51,400
2022	$744.00	$11,290 Land $1,520 Building $9,770
2021			$59,400 Land $8,000 Building $51,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20

May also be available: AT&T.

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