2001 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2001 Clay St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2024 Sale + 1 more
APN	`06-2.0-09-002-004-011.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-004-011.000`

Interior

Building Area	1,312 sqft Base Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	90.5 ft deep x 112 ft wide

Location & Zoning

Street Address	2001 CLAY ST
City	SAINT JOSEPH
State	MO
Zip	64501-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:11 BLK:11LGL DESC:PART L 11 & 12 BEG SW COR L 12 TH E 112.5' N 86' E 4' N 132.5' W 6.33' S 128' W 109' S 90.5' TO POB
Legal Subdivision	KEMPERS
Legal Block	11
Legal Lot Number	11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1012
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kemper Addition Historic District listed 2002 · 79 contributing resources · NRIS 01000721

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
Apr 10, 2024	Beneficiary Deed, Transfer
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024
Deed Sale	Aug 28, 2024
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	20246686
Deed Book / Page	3800 / 257
Prior Transfer Date	Apr 9, 2024
Prior Transfer Doc	0000002560
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 W PAWNEE ST, SAVANNAH, MO 64485-1864

Mortgage

Document Number	003792/214
Date	Nov 3, 2023
Book Page	3792/214
Instrument	2023008777

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 10, 2024
Property Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048
Document Number	003796/178
Book / Page	3796 / 178
Instrument Date	Apr 9, 2024
Instrument	2024002560
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 5, 2021
Property Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048
Document Number	003769/471
Book / Page	3769 / 471
Instrument Date	Nov 4, 2021
Instrument	2021012177
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 OAKLAND AVE UNIT 8576, 8576, SAINT JOSEPH, MO 64508-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CLAY ST, SAINT JOSEPH, MO 64501-2048

Mortgage

Document Number	2021012178
Date	Nov 5, 2021
Instrument	2021012178

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00	$14,890 (+25.65%) Land $1,810 Building $13,080	$78,330 (+25.61%) Land $9,500 Building $68,830
2024	$1,064.00 (+36.94%)
2023	$777.00 (-0.64%)	$11,850 (-) Land $1,810 Building $10,040	$62,360 (-) Land $9,500 Building $52,860
2022	$782.00	$11,850 Land $1,810 Building $10,040
2021			$62,360 Land $9,500 Building $52,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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