2001 Silver Creek Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 2001 Silver Creek Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 2004
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2019)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Feb 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P56-54`

Property Details

APN / Parcel Number

Primary APN	`P56-54`
Alternative APN	`57327`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,052 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57327
Street Address	2001 SILVER CREEK RD
City	MILL SPRING
State	NC
Zip	28756-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P56, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2001
Census Tract	920201

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2001 SILVER CREEK RD, MILL SPRING, NC 28756-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHAMPION CREDIT UNION
Feb 8, 2019	Warranty Deed, Foreclosure
Jul 17, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Feb 8, 2019
Deed Document Number	0004421855
Deed Book / Page	442 / 1855
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 29, 2019
Property Address	2001 SILVER CREEK RD, MILL SPRING, NC 28756-5813
Document Number	00442/1855
Book / Page	442 / 1855
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 181, FLETCHER, NC 28732-0181

Mortgage

Document Number	0004421858
Date	Aug 29, 2019
Instrument	442/1858

Lender

Name	CHAMPION CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 8, 2019
Property Address	2001 SILVER CREEK RD, MILL SPRING, NC 28756-5813
Document Number	00438/1265
Book / Page	438 / 1265
Instrument Date	Jan 10, 2019
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 EAST KILLBOUM, MILWAUKEE, WI 53202

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	POLK NC
Recording Date	Jul 17, 2018
Property Address	2001 SILVER CREEK RD, MILL SPRING, NC 28756-5813
Document Number	00434/1660
Book / Page	434 / 1660
Instrument Date	Jul 16, 2018
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (+24.66%)	$286,325 (+56.22%) Land $34,440 Building $251,885	$286,325 (+56.22%) Land $34,440 Building $251,885
2023	$1,172.00 (+8.52%)	$183,283 (-) Land $27,400 Building $155,883
2022	$1,080.00	$183,283 Land $27,400 Building $155,883
2021			$183,283 Land $27,400 Building $155,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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