Polk County property record for 1677 Silver Creek Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 5.66 acres (246,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (May 2023) |
| Tax Bill | $1,058 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P56-138 |
| Primary APN | P56-138 |
|---|
| Lot Area | 246,550 sqft (5.66 acres) |
|---|
| Street Address | 1677 SILVER CREEK RD |
|---|---|
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5607 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 400 COUNTY RURAL |
| Legal Subdivision | 400 COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1677 SILVER CREEK RD, MILL SPRING, NC 28756-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Deed Book / Page | 477 / 2327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 5, 2023 |
| Property Address | 1677 SILVER CREEK RD, MILL SPRING, NC 28756-5607 |
| Document Number | 00477/2327 |
| Book / Page | 477 / 2327 |
| Map Reference | FILE G PG 321 |
| Instrument Date | May 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3575 |
| Name | Verified Name |
|---|---|
| Address | 1677 SILVER CREEK RD, MILL SPRING, NC 28756-5607 |
| Document Number | 0004772332 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 477/2332 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,058.00 | $207,477 (-) Land $73,105 Building $134,372 | $207,477 (-) Land $73,105 Building $134,372 |
| 2025 | $1,058.00 (+64.54%) | $207,477 (+106.34%) Land $73,105 Building $134,372 | $207,477 (+106.34%) Land $73,105 Building $134,372 |
| 2023 | $643.00 | $100,550 Land $48,300 Building $52,250 | |
| 2021 | $100,550 Land $48,300 Building $52,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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