Washoe County property record for 20005 Fetlock Dr, Reno, NV 89508 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2001 |
| Lot Size | 3.33 acres (145,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Jun 2013) |
| Tax Bill | $1,072 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-281-26 |
| Primary APN | 078-281-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,864 sqft |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 145,316 sqft (3.33 acres) |
| Lot Width | 3 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 95 sqft |
| Shed | 1 Shed |
| Shed Area | 20 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20005 FETLOCK DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89508-6560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROS 687 FRAC LT 109 |
| Legal Range | 18E |
| Legal Township | 23N |
| Legal Section | 4 |
| Legal Subdivision | _UNSPECIFIED |
| Legal Tract | 213391 FR |
| Legal Lot Number | 109 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3501 |
Source: Washoe County records · APN 078-281-26
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GTE FEDERAL CREDIT UNION |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Mar 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on Record |
| Deed Sale | Jun 28, 2013 · Amount on Record |
| Prior Sale | Mar 10, 2005 · Amount on Record |
| Deed Document Number | 20134252756 |
| Last Transfer Date | Mar 24, 2017 |
| Transfer Doc | 0004691585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 30, 2026 |
| Property Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Document Number | 0005633148 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20265633148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Document Number | 0005633148, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20265633148 |
| Name | GTE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE RENO |
| Name | Verified Name |
|---|
| Document Number | 0004954989 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 4954989 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 30, 2017 |
| Property Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Document Number | 0004691585 |
| Map Reference | FILE213391 MAP687 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 4691585 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20005 FETLOCK DR, RENO, NV 89508-6560 |
| Document Number | 0004691586 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 4691586 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,539 (+0.42%) Land $13,300 Building $50,239 | ||
| 2025 | $1,072.00 (-20.42%) | $63,274 (+8.57%) Land $12,250 Building $51,024 | $180,783 (+8.57%) Land $35,000 Building $145,783 |
| 2023 | $1,347.00 | $58,281 Land $9,450 Building $48,831 | $166,516 (+22.61%) Land $27,000 Building $139,516 |
| 2021 | $135,813 Land $20,000 Building $115,813 |
Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310035012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Extreme above 95% of the US · above 86% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 67 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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