18900 Fetlock Dr, Reno, NV 89508 Property Records

Washoe County property record for 18900 Fetlock Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,960 sqft · built 2006
Lot Size	10.9 acres (477,418 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Dec 2016)
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`078-281-13`

Property Details

APN / Parcel Number

Primary APN	`078-281-13`
Alternative APN	`102542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,960 sqft Living Area
1st Floor Area	3,096 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Metal
Lot Area	477,418 sqft (10.9 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	102542
Street Address	18900 FETLOCK DR
City	RENO
State	NV
Zip	89508-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RS 687 LT 126
Legal Range	18
Legal Township	24
Legal Subdivision	WASHOE
Legal Lot Number	126
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2007
Census Tract	3501

Owner

18900 Fetlock Dr is owned and occupied by an individual who bought it in December 2016.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	18900 FETLOCK DR, RENO, NV 89508-6514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016 · Amount on File
Deed Sale	Dec 7, 2016 · Amount on File
Prior Sale	Dec 7, 2016
Deed Document Number	4659447
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	18900 FETLOCK DR, RENO, NV 89508-6514
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005283642
Date	Mar 9, 2022
Instrument	5283642

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	18900 FETLOCK DR, RENO, NV 89508-6514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005050228
Date	Jul 9, 2020
Instrument	5050228

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18900 Fetlock Dr was $3,979.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00	$192,561 Land $25,025 Building $167,536	$550,174 Land $71,500 Building $478,674
2023	$3,751.00	$175,518 Land $16,800 Building $158,718	$501,480 Land $48,000 Building $453,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18900 Fetlock Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18900 Fetlock Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Nehalem Telecom DSL	100 / 20
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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