20004 E Grace Ln, Otis Orchards, WA 99027 Property Records

Spokane County property record for 20004 E Grace Ln, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,422 sqft · built 1994
Lot Size	0.227 acres (9,896 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Feb 2016)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55081.1904`

Property Details

APN / Parcel Number

Primary APN	`55081.1904`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	2,483 sqft
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,896 sqft (0.227 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	40 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20004 E GRACE LN
City	OTIS ORCHARDS
State	WA
Zip	99027-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	SUNRISE MEADOWS - PHASE 1 P.U.D LOT 4 BLK 2
Legal Range	45E
Legal Township	25N
Legal Section	08
Legal Subdivision	SUNRISE MEADOWS - PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	1
Census Block	1019
Census Tract	13201

Owner

20004 E Grace Ln is owned and occupied by two individuals who acquired it in October 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20004 E GRACE LN, OTIS ORCHARDS, WA 99027-9571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on File
Deed Sale	Feb 26, 2016 · Amount on File
Prior Sale	Mar 16, 2006 · Amount on File
Deed Document Number	20166476914
Last Transfer Date	Oct 7, 2020
Transfer Doc	0006980410
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 26, 2026
Property Address	20004 E GRACE LN, OTIS ORCHARDS, WA 99027-9571
Document Number	0007491087
Instrument Date	May 20, 2026
Instrument	20267491087
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20004 E GRACE LN, OTIS ORCHARDS, WA 99027-9571
Investor	Possibly a Property Investor

Mortgage

Document Number	0007491087,
Date	May 26, 2026
Instrument	20267491087

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2051

Interest

Rate	6.23%
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 13, 2020
Property Address	20004 E GRACE LN, OTIS ORCHARDS, WA 99027-9571
Document Number	0006980410
Map Reference	VOL 21 PG 48&49
Instrument Date	Oct 7, 2020
Instrument	6980410
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20004 E GRACE LN, OTIS ORCHARDS, WA 99027-9571
Investor	Possibly a Property Investor

Mortgage

Document Number	0006980411
Date	Oct 13, 2020
Instrument	6980411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 20004 E Grace Ln was $3,922, up 3.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+3.16%)	$385,300 Land $100,000 Building $285,300	$385,300 Land $100,000 Building $285,300
2025	$3,802.00
2024		$341,000 (+23.69%) Land $70,000 Building $271,000	$341,000 (+23.69%) Land $70,000 Building $271,000
2023	$3,374.00 (+2.37%)	$275,700 Land $58,000 Building $217,700	$275,700 Land $58,000 Building $217,700
2022	$3,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20004 E Grace Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20004 E Grace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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