19922 E Grace Ln, Otis Orchards, WA 99027 Property Records

Spokane County property record for 19922 E Grace Ln, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,558 sqft · built 1994
Lot Size	0.227 acres (9,896 sqft)
Owner	2 Individual Names on File
Last Sale	$107,700 (Aug 1997)
Tax Bill	$3,986 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55081.1903`

Property Details

APN / Parcel Number

Primary APN	`55081.1903`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,008 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,896 sqft (0.227 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	40 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19922 E GRACE LN
City	OTIS ORCHARDS
State	WA
Zip	99027-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	SUNRISE MEADOWS - PHASE 1 P.U.D LOT 3 BLK 2
Legal Range	45E
Legal Township	25N
Legal Section	08
Legal Subdivision	SUNRISE MEADOWS - PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	1
Census Block	1019
Census Tract	13201

Owner

19922 E Grace Ln is owned and occupied by two individuals who bought it in August 1997.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19922 E GRACE LN, OTIS ORCHARDS, WA 99027-9570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1997 · Amount on File
Deed Sale	Aug 27, 1997 · Amount on File
Deed Document Number	19974135095
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 6, 2026
Property Address	19922 E GRACE LN, OTIS ORCHARDS, WA 99027-9570
Document Number	0007499705
Instrument Date	Jun 29, 2026
Instrument	20267499705
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19922 E GRACE LN, OTIS ORCHARDS, WA 99027-9570

Mortgage

Document Number	0007499705,
Date	Jul 6, 2026
Instrument	20267499705

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 6, 2026
Property Address	19922 E GRACE LN, OTIS ORCHARDS, WA 99027-9570
Document Number	0007499697
Instrument Date	Jun 29, 2026
Instrument	20267499697
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19922 E GRACE LN, OTIS ORCHARDS, WA 99027-9570

Mortgage

Document Number	0007499697,
Date	Jul 6, 2026
Instrument	20267499697

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 19922 E Grace Ln was $3,986, up 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,986.00 (+2.49%)	$392,100 Land $100,000 Building $292,100	$392,100 Land $100,000 Building $292,100
2025	$3,889.00
2024		$348,600 (+23.7%) Land $70,000 Building $278,600	$348,600 (+23.7%) Land $70,000 Building $278,600
2023	$3,446.00 (+2.47%)	$281,800 Land $58,000 Building $223,800	$281,800 Land $58,000 Building $223,800
2022	$3,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19922 E Grace Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19922 E Grace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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