20000 Aqua Reef Dr, Austin, TX 78747 Property Records

Travis County property record for 20000 Aqua Reef Dr, Austin, TX 78747

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,429 sqft · built 2022
Lot Size	0.157 acres (6,856 sqft)
Owner	Individual Name on File
Tax Bill	$9,519 (2024)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0447110504`

Property Details

APN / Parcel Number

Primary APN	`0447110504`
Alternative APNs	`04471105040000` `944735`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,429 sqft Living Area
1st Floor Area	1,364 sqft
2nd Floor Area	1,065 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,856 sqft (0.157 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	944735
Street Address	20000 AQUA REEF DR
City	AUSTIN
State	TX
Zip	78747-4494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK F CASCADES AT ONION CREEK EAST PHS 1
Legal Subdivision	CASCADES AT ONION CREEK EAST PHS 1
Legal Phase	1
Legal Block	F
Legal Lot Number	19
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1017
Census Tract	2446

Owner

Source: Travis County records · APN 0447110504

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20000 AQUA REEF DR, AUSTIN, TX 78747-4494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2023
Deed Sale	Sep 13, 2023
Deed Document Number	2023105245
Record Updated	Jun 08, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 13, 2023
Property Address	20000 AQUA REEF DR, AUSTIN, TX 78747-4494
Document Number	0000105245
Map Reference	DOC 202000201
Instrument Date	Sep 12, 2023
Instrument	2023105245
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 N CAPITAL OF TEXAS HWY # HWYC-250, HWYC-250, AUSTIN, TX 78731-1184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20000 AQUA REEF DR, AUSTIN, TX 78747-4494

Mortgage

Document Number	0000105246
Date	Sep 13, 2023
Instrument	2023105246

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Travis County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$486,686 (-7.27%) Land $64,513 Building $422,173	$486,686 (-7.27%) Land $64,513 Building $422,173
2024	$9,519.00 Homeowner's exemption	$524,863 (+19.62%) Land $60,000 Building $464,863	$524,863 (+19.62%) Land $60,000 Building $464,863
2023		$438,774 Land $48,000 Building $390,774	$438,774 Land $48,000 Building $390,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Travis County (48453C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484530024461, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	106 units insured incl. 12 condo units
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 172 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.