11900 Aqua Reef Dr, Austin, TX 78747 Property Records

Travis County property record for 11900 Aqua Reef Dr, Austin, TX 78747

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,379 sqft · built 2022
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Tax Bill	$11,370 (2024)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0447090301`

Property Details

APN / Parcel Number

Primary APN	`0447090301`
Alternative APNs	`04470903010000` `944713`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	1,597 sqft
2nd Floor Area	782 sqft

Exterior

Year Built	Built 2022
Foundation Type	Block
Roof Type	Flat
Roof Material	Fiberglass
Lot Area	9,714 sqft (0.223 acres)
Garage Type	Attached
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	944713
Street Address	11900 AQUA REEF DR
City	AUSTIN
State	TX
Zip	78747-4493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK F CASCADES AT ONION CREEK EAST PHS 1
Legal Subdivision	CASCADES AT ONION CREEK EAST PHS 1
Legal Phase	1
Legal Block	F
Legal Lot Number	14
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1017
Census Tract	2446

Owner

Source: Travis County records · APN 0447090301

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11900 AQUA REEF DR, AUSTIN, TX 78747-4493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023
Deed Sale	Aug 03, 2023
Deed Document Number	2023088107
Record Updated	Jun 08, 2026

August 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Aug 03, 2023
Property Address	11900 AQUA REEF DR, AUSTIN, TX 78747-4493
Document Number	0000088107
Map Reference	DOC 202000201
Instrument Date	Aug 02, 2023
Instrument	2023088107
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 N CAPITAL OF TEXAS HWYC, AUSTIN, TX 78731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 AQUA REEF DR, AUSTIN, TX 78747-4493

Mortgage

Document Number	0000088108
Date	Aug 03, 2023
Instrument	2023088108

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 01, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Travis County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$481,430 (-7.62%) Land $68,142 Building $413,288	$481,430 (-7.62%) Land $68,142 Building $413,288
2024	$11,370.00	$521,129 (+20.37%) Land $66,000 Building $455,129	$521,129 (+20.37%) Land $66,000 Building $455,129
2023		$432,937 (+1,419.08%) Land $51,000 Building $381,937	$432,937 (+1,419.08%) Land $51,000 Building $381,937
2022		$28,500 Land $28,500	$28,500 Land $28,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Travis County (48453C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484530024461, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	106 units insured incl. 12 condo units
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2270001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.