200 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 200 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,188 sqft · built 1996
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on File
Last Sale	$258,500 (Jun 2004)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
APN	`0470000001260`

Property Details

APN / Parcel Number

Primary APN	`0470000001260`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	943 sqft
Upper Floors Area	943 sqft
Attic	Attic
Attic Area	378 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	151 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	LOT 1 RESUB PAR A W F BEASLEY PROP .346AC
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2014
Census Tract	21005

Owner

200 Waters Rd is owned and occupied by an individual who bought it in June 2004.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	200 WATERS RD, CHESAPEAKE, VA 23322-7006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2004 · Amount on File
Deed Sale	Jun 1, 2004 · Amount on File
Deed Book / Page	5478 / 707
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 24, 2026
Property Address	200 WATERS RD, CHESAPEAKE, VA 23322-7006
Document Number	0000010386
Book / Page	10971 / 938
Instrument Date	Feb 14, 2026
Instrument	202610386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	200 WATERS RD, CHESAPEAKE, VA 23322-7006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010386,
Date	Apr 24, 2026
Book Page	10971/938
Instrument	202610386

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 200 Waters Rd was $4,255, up 4.8% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,100 (+7.31%) Land $180,000 Building $272,100	$452,100 (+7.31%) Land $180,000 Building $272,100
2025	$4,255.00 (+4.78%)	$421,300 Land $160,000 Building $261,300	$421,300 Land $160,000 Building $261,300
2024	$4,061.00
2023		$388,300 (+13.7%) Land $140,000 Building $248,300	$388,300 (+13.7%) Land $140,000 Building $248,300
2022		$341,500 Land $125,000 Building $216,500	$341,500 Land $125,000 Building $216,500
2019	$2,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 200 Waters Rd; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 253 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Waters Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20