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350 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 350 Waters Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,768 sqft · built 2022
Lot Size0.747 acres (32,539 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (Jul 2022)
Tax Bill$6,639 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2022 Sale & Mortgage
+ 2 more
APN0590000002820

Property Details

APN / Parcel Number

Primary APN0590000002820

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,768 sqft Living Area
1st Floor Area1,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,539 sqft (0.747 acres)
Lot Dimensions181 ft deep x 90 ft wide
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address350 WATERS RD
CityCHESAPEAKE
StateVA
Zip23322-7338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionPARCEL B2 RESUB B & J D & F E WILKEY SR PROP .747A
Legal SubdivisionMISCELLANEOUS MAP 058, 059
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1014
Census Tract21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address350 WATERS RD, CHESAPEAKE, VA 23322-7338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jul 15, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 21, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 21, 2021Correction Deed

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleJul 21, 2021 · Amount on Record
Deed Document Number202223000
Deed Book / Page10581 / 297
Prior Transfer DateJul 19, 2021
Prior Transfer Doc010412/995
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 5, 2026
Property Address350 WATERS RD, CHESAPEAKE, VA 23322-7338
Document Number0000020355
Book / Page11009 / 1460
Instrument DateJul 29, 2026
Instrument202620355
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 WATERS RD, CHESAPEAKE, VA 23322-7338

Mortgage

Document Number0000020355,
DateAug 5, 2026
Book Page11009/1460
Instrument202620355
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2066
Interest
Rate8.75%
Max Rate-1%

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 15, 2022
Property Address350 WATERS RD, CHESAPEAKE, VA 23322-7338
Document Number010581/297
Book / Page10581 / 297
Instrument DateJul 14, 2022
Instrument220023000
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 WATERS RD, CHESAPEAKE, VA 23322-7338

Mortgage

Document Number0220023001
DateJul 15, 2022
Instrument220023001
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 21, 2021
Property Address350 WATERS RD, CHESAPEAKE, VA 23322-7338
Document Number10412/1000
Book / Page10412 / 1000
Instrument DateJul 19, 2021
Instrument210033212
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 CEDAR LAKES DR STE 104, 104, CHESAPEAKE, VA 23322-8343
InvestorPossibly a Property Investor

July 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 21, 2021
Property Address350 WATERS RD, CHESAPEAKE, VA 23322-7338
Document Number010412/995
Book / Page10412 / 995
Instrument DateJul 19, 2021
Instrument210033211
Record UpdatedSep 23, 2022

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 SANDERSON RD, CHESAPEAKE, VA 23322-2029

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$701,700 (+6.75%) Land $195,000 Building $506,700$701,700 (+6.75%) Land $195,000 Building $506,700
2025$6,639.00 (+182.15%)$657,300 (+15.97%) Land $175,000 Building $482,300$657,300 (+15.97%) Land $175,000 Building $482,300
2023$566,800 (+37.87%) Land $155,000 Building $411,800$566,800 (+37.87%) Land $155,000 Building $411,800
2022$411,100 Land $140,000 Building $271,100$411,100 Land $140,000 Building $271,100
2019$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims5 (2016–2020)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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