200 Turtle Cv, Savannah, TN 38372 Property Records

Hardin County property record for 200 Turtle Cv, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,437 sqft · built 2005
Lot Size	0.72 acres (31,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Aug 2020)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036137K G 00300`

Property Details

APN / Parcel Number

Primary APN	`036137K G 00300`
Alternative APN	`137K G 00300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,437 sqft Living Area
1st Floor Area	2,215 sqft
Basement Area	1,222 sqft
Finished Basement	1,222 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,295 sqft (0.72 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	521 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	200 TURTLE CV
City	SAVANNAH
State	TN
Zip	38372-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE COVE 12
Legal Subdivision	TURTLE COVE
Legal Lot Number	12
Jurisdiction	HARDIN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1046
Census Tract	920502

Owner

Source: Hardin County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 COURTNEY CV, COLLIERVILLE, TN 38017-6127
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Apr 29, 2009 · Amount on Record
Deed Document Number	2020148800
Deed Book / Page	740 / 266
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Recording Date	May 26, 2026
Property Address	200 TURTLE CV, SAVANNAH, TN 38372-5813
Document Number	0000186167
Book / Page	853 / 21
Instrument Date	May 22, 2026
Instrument	2026186167
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 COURTNEY CV, COLLIERVILLE, TN 38017-6127

Mortgage

Document Number	0000186167,
Date	May 26, 2026
Book Page	853/21
Instrument	2026186167

Lender

Name	CENTENNIAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Aug 13, 2020
Property Address	200 TURTLE CV, SAVANNAH, TN 38372-5813
Document Number	0000740266
Book / Page	740 / 266
Map Reference	CAB 6 SL 26
Instrument Date	Aug 12, 2020
Instrument	148800
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,472.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 COURTNEY CV, COLLIERVILLE, TN 38017-6127

Mortgage

Document Number	0000148801
Date	Aug 13, 2020
Instrument	148801

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00	$190,425 (-) Land $17,500 Building $172,925
2023	$3,332.00 (+28.06%)	$190,425 (+50.74%) Land $17,500 Building $172,925	$761,700 (+50.74%) Land $70,000 Building $691,700
2022	$2,602.00	$126,325 Land $17,500 Building $108,825	$505,300 Land $70,000 Building $435,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2019–2020)
Most Recent Claim	Feb 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA UTILITIES private · serves 1,155 people · EPA ID TN0000948
Water Source	Purchased groundwater from SAVANNAH UTILITY DEPARTMENT
Last State Inspection	May 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TVEC Connect.

Cell Coverage

4G LTE only, no 5G reported

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