156 Turtle Cv, Savannah, TN 38372 Property Records

Hardin County property record for 156 Turtle Cv, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	5.25 ba · 2,495 sqft · built 1999
Lot Size	0.1 acres (4,275 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Jun 2020)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036137K E 00200`

Property Details

APN / Parcel Number

Primary APN	`036137K E 00200`
Alternative APN	`137K E 00200`

Interior

Full Baths	5.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,495 sqft Living Area
1st Floor Area	1,036 sqft
Upper Floors Area	1,036 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,275 sqft (0.1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	185 sqft
Patio Area	864 sqft
Boat Access	Boat Access
Boat House	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	156 TURTLE CV
City	SAVANNAH
State	TN
Zip	38372-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE COVE 2
Legal Subdivision	TURTLE COVE
Legal Lot Number	2
Jurisdiction	HARDIN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1046
Census Tract	920502

Owner

Source: Hardin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 STONEBROOK PL, BROWNSVILLE, TN 38012-2448
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage INSOUTH BANK
Jun 2, 2022	Deed of Trust, Mortgage INSOUTH BANK
Oct 21, 2021	Intrafamily Transfer, Transfer
Jun 29, 2020	Warranty Deed, Transfer INSOUTH BANK
Feb 25, 2020	Loan Modification, Mortgage BANKTENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Sep 18, 2002 · Amount on Record
Deed Document Number	2020147868
Deed Book / Page	735 / 829
Last Transfer Date	Oct 5, 2021
Transfer Doc	0000781830
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	156 TURTLE CV, SAVANNAH, TN 38372-5892
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793848
Date	Mar 14, 2022
Book Page	793/848
Instrument	160542

Lender

Name	INSOUTH BANK
Type	Bank
Address	BROWNSVILLE, TN 38012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	156 TURTLE CV, SAVANNAH, TN 38372-5892
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801220
Date	Jun 2, 2022
Book Page	801/220
Instrument	162277

Lender

Name	INSOUTH BANK
Type	Bank
Address	BROWNSVILLE, TN 38012

Agreement

Amount	Amount Recorded
Term	59 Months
Due	May 25, 2027

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN TN
Recording Date	Oct 21, 2021
Property Address	156 TURTLE CV, SAVANNAH, TN 38372-5892
Document Number	781830
Book / Page	781 / 830
Map Reference	CAB 5 SL 60A
Instrument Date	Oct 5, 2021
Instrument	157859
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 STONEBROOK PL, BROWNSVILLE, TN 38012-2448

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Jun 29, 2020
Property Address	156 TURTLE CV, SAVANNAH, TN 38372-5892
Document Number	0000735829
Book / Page	735 / 829
Map Reference	CAB 5 SL 60A
Instrument Date	Jun 29, 2020
Instrument	147868
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	MEMPHIS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147869
Date	Jun 29, 2020
Instrument	147869

Lender

Name	INSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2025

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDIN TN
Property Address	156 TURTLE CV, SAVANNAH, TN 38372-5892
Document Number	731890
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 COMMERCIAL LOOP WAY ROSSVILLE TN 380663851, ROSSVILLE, TN 38066-3851

Mortgage

Document Number	731890
Date	May 13, 2020
Book Page	000731/000890
Instrument	146996

Lender

Name	BANKTENNESSEE
Type	Bank
Address	C, TN 38017

Agreement

Term	240 Months
Due	May 12, 2040

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00	$157,925 (-) Land $37,500 Building $120,425
2023	$2,764.00 (+19.29%)	$157,925 (+40.41%) Land $37,500 Building $120,425	$631,700 (+40.41%) Land $150,000 Building $481,700
2022	$2,317.00	$112,475 Land $37,500 Building $74,975	$449,900 Land $150,000 Building $299,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2019–2020)
Most Recent Claim	Feb 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA UTILITIES private · serves 1,155 people · EPA ID TN0000948
Water Source	Purchased groundwater from SAVANNAH UTILITY DEPARTMENT
Last State Inspection	May 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TVEC Connect.

Cell Coverage

4G LTE only, no 5G reported

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