200 S Terrace Dr, Eagle Lake, FL 33839 Property Records

Polk County property record for 200 S Terrace Dr, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1985
Lot Size	0.268 acres (11,657 sqft)
Owner	Individual Name on File
Tax Bill	$842 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-359050-002170`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-359050-002170`
Alternative APNs	`122925359050002170` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,657 sqft (0.268 acres)
Lot Dimensions	145 ft deep x 86 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Porch	Florida Room
Porch Area	190 sqft
Shed	1 Shed

Location & Zoning

Street Address	200 S TERRACE DR
City	EAGLE LAKE
State	FL
Zip	33839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SHORE TERRACES UNIT NO TWO PB 68 PG 46 BLK B LOT 17
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	SOUTH SHORE TERRACES UNIT NO 2
Legal Tract	359050
Legal Block	B
Legal Lot Number	17
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2007
Census Tract	14701

Owner

200 S Terrace Dr is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1613, EAGLE LAKE, FL 33839-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	200 S TERRACE DR, EAGLE LAKE, FL 33839
Document Number	0110740275
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 S TERRACE DR EAGLE LAKE FL 33839, EAGLE LAKE, FL 33839

Mortgage

Document Number	0110740275
Date	Dec 13, 2019
Book Page	011074/000275
Instrument	264887

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 200 S Terrace Dr was $842 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,786 (+2.7%)	$195,761 (-2.92%) Land $19,000 Building $176,761
2025	$842.00 Homeowner's exemption	$86,452	$201,645 Land $19,000 Building $182,645
2023	$1,032.00 (+5.41%) Homeowner's exemption	$81,569 (+3%)	$195,471 (+14.12%) Land $18,500 Building $176,971
2022	$979.00 Homeowner's exemption	$79,193	$171,281 Land $15,500 Building $155,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 S Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 S Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20