Polk County property record for 185 S Terrace Dr, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,240 sqft · built 1989 |
| Lot Size | 0.443 acres (19,306 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,342 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-12-359050-003130 |
| Primary APN | 25-29-12-359050-003130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,306 sqft (0.443 acres) |
| Lot Dimensions | 265 ft deep x 99 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 876 sqft |
| Patio Area | 876 sqft |
| Shed | 1 Shed |
| Utility Building | 1,080 sqft |
| Cooling System | Central |
|---|
| Street Address | 185 S TERRACE DR |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH SHORE TERRACES UNIT NO TWO PB 68 PG 46 BLK C LOT 13 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | SOUTH SHORE TERRACES UNIT NO 2 |
| Legal Tract | 359050 |
| Legal Block | C |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14701 |
185 S Terrace Dr is owned and occupied by two individuals who acquired it in January 2011.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 S TERRACE DR, EAGLE LAKE, FL 33839-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2011 |
| Transfer Doc | 0000015983 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 185 S Terrace Dr was $4,342 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,703 (+2.7%) | $418,289 (-0.88%) Land $42,000 Building $376,289 | |
| 2025 | $4,342.00 Homeowner's exemption | $263,586 | $421,994 Land $42,000 Building $379,994 |
| 2023 | $4,382.00 (+3.06%) Homeowner's exemption | $248,696 (+3%) | $416,746 (+30.33%) Land $40,000 Building $376,746 |
| 2022 | $4,252.00 Homeowner's exemption | $241,452 | $319,760 Land $33,000 Building $286,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 S Terrace Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1990–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 S Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures