200 S Peppertree Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 200 S Peppertree Dr, Vero Beach, FL 32963

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,261 sqft · built 1991
Lot Size	0.114 acres (4,983 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Jul 2021)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-40-19-00030-0000-00026.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-19-00030-0000-00026.0`
Alternative APN	`56832`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,261 sqft Living Area
1st Floor Area	2,261 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	4,983 sqft (0.114 acres)

Location & Zoning

Street Address	200 S PEPPERTREE DR
City	VERO BEACH
State	FL
Zip	32963-5012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PEPPERTREE VILLAS OR 898/591 PARCEL 26 THAT POR OF THE PLAT OF PEPPERTREE PBI 11-59 AND SHOWN AS PARC 26 ON A SITE PLAN OF PEPPERTREE MORE PART DESC AS FOLL COM AT THE WLY MOST COR OF THE PLAT OF PEPPERTREE RUN S44-15-00E AL THE SWLY BNDRY OF SAID PL
Legal Range	40E
Legal Township	32S
Legal Section	19
Legal Subdivision	PEPPERTREE VILLAS
Legal Lot Number	26
Legal Unit	26
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2010
Census Tract	50505

Owner

200 S Peppertree Dr, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	200 S PEPPERTREE DR, 26, VERO BEACH, FL 32963-5012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Deed Document Number	202150969
Deed Book / Page	3444 / 308
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0027521193
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 14, 2021
Property Address	200 S PEPPERTREE DR # 26, 26, VERO BEACH, FL 32963-5012
Document Number	0034440308
Book / Page	3444 / 308
Map Reference	MB 11 PG 59
Instrument Date	Jul 12, 2021
Instrument	3120210050969
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ELITE TTL OF TREASURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,283.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5301 SUNSET AVE, 5301, PANAMA CITY, FL 32408-6628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S PEPPERTREE DR # 26, 26, VERO BEACH, FL 32963-5012

Mortgage

Document Number	0034440310
Date	Jul 14, 2021
Book Page	3444/310
Instrument	3120210050970

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 200 S Peppertree Dr was $5,295 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 Homeowner's exemption	$458,983 Building $458,983	$458,983 Building $458,983
2023	$8,036.00 (+37.13%)	$813,365 (+67.73%) Building $813,365	$813,365 (+67.73%) Building $813,365
2022	$5,860.00	$484,939 Building $484,939	$484,939 Building $484,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 S Peppertree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 479 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,484 units insured incl. 1,005 condo units
Nearby Flood Claims	160 (1979–2024)
Claims Outside the SFHA	112 of 160
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Frances, Sep 2004 · 126 claims Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 S Peppertree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20