1. Home
  2. Florida
  3. Indian River County
  4. Vero Beach
  5. S Peppertree Dr

294 S Peppertree Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 294 S Peppertree Dr, Vero Beach, FL 32963

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,911 sqft · built 1993
Lot Size0.089 acres (3,872 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jan 2026)
Tax Bill$4,907 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-40-19-00030-0000-00003.0

Property Details

APN / Parcel Number

Primary APN32-40-19-00030-0000-00003.0
Alternative APN
  • 56809

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,911 sqft Living Area
1st Floor Area1,911 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Lot Area3,872 sqft (0.089 acres)

Location & Zoning

Street Address294 S PEPPERTREE DR
CityVERO BEACH
StateFL
Zip32963-5012
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPEPPERTREE VILLAS OR 934/113 THAT POR OF THE PLAT OF PEPPERTREE PBI 11 - 59 AND SHOWN AS PARC 3 ON A SITE PLAN OF PEPPERTREE MORE PART DESC AS FOLL COM AT SELY MOST COR OF PLAT OF PEPPERTREE RUN S75-00-00W 294.57 FT AL SLY LINE OF SAID S/D TH N59-55-
Legal Range40E
Legal Township32S
Legal Section19
Legal SubdivisionPEPPERTREE VILLAS
Legal Lot Number3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2010
Census Tract50505

Owner

294 S Peppertree Dr, a condominium, is owned by two individuals who bought it in January 2026.

Source: Indian River County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address101 W 12TH ST, 2J, NEW YORK, NY 10011-8101
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on File
Deed SaleJan 6, 2026 · Amount on File
Prior SaleAug 31, 2020 · Amount on File
Deed Document Number2026335
Deed Book / Page3829 / 910
Transfer Doc0000051055
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 6, 2026
Property Address294 S PEPPERTREE DR, VERO BEACH, FL 32963-5012
Document Number0038290910
Book / Page3829 / 910
Map ReferenceMB 11 PG 59
Instrument DateJan 5, 2026
Instrument3120260000335
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyPREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2732 NE 33RD ST, FORT LAUDERDALE, FL 33306-1510

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 W 12TH ST FRNT 2J, 2J, NEW YORK, NY 10011-8101

Mortgage

Document Number0003829912
DateJan 6, 2026
Instrument3829/912
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateFeb 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Max Rate10.8%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 31, 2020
Property Address294 S PEPPERTREE DR, VERO BEACH, FL 32963-5012
Document Number0033331792
Book / Page3333 / 1792
Map ReferenceMB 11 PG 59
Instrument DateAug 17, 2020
Instrument3120200051056
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address631 LAKE ST, 631, HAVERHILL, MA 01832-1160

Transferred To (Grantee/Buyer)

NameVerified Name
Address2732 NE 33RD ST, FORT LAUDERDALE, FL 33306-1510

Mortgage

Document Number33331794
DateAug 31, 2020
Instrument3333/1794
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 294 S Peppertree Dr was $4,907.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityIndian River Shores Town
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,907.00$387,933 Building $387,933$387,933 Building $387,933
2023$6,731.00 (+38.27%)$704,011 (+67.73%) Building $704,011$704,011 (+67.73%) Building $704,011
2022$4,868.00$419,741 Building $419,741$419,741 Building $419,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 S Peppertree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 S Peppertree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

Nearby Properties on S Peppertree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures