Essex County and Montclair Township property record for 200 S Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 5,192 sqft · built 1903 |
| Lot Size | 1.2 acres (52,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,875,000 (Sep 2021) |
| Tax Bill | $44,917 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00104-0000-00016 |
| Primary APN | 13-00104-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,192 sqft Living Area |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Construction Type | Frame |
| Lot Area | 52,605 sqft |
| Lot Dimensions | 315 ft deep x 167 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130010400016 |
|---|---|
| Street Address | 200 S MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 167X315 IRR |
| Legal Block | 104 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16900 |
200 S Mountain Ave is owned and occupied by an individual who bought it in September 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 24, 2021 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Feb 7, 1997 · Amount on File |
| Deed Document Number | 2021117240 |
| Prior Transfer Date | Mar 7, 1991 |
| Prior Transfer Doc | 5162000407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 200 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025729 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022025729 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 24, 2021 |
| Property Address | 200 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1723 |
| Document Number | 0000117240 |
| Instrument Date | Sep 19, 2021 |
| Instrument | 2021117240 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 GLEN ROCK RD, 18, CEDAR GROVE, NJ 07009-1646 |
| Name | Verified Name |
|---|---|
| Address | 200 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1723 |
| Document Number | 0000117241 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021117241 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 200 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1723 |
| Document Number | 0000019584 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 S MOUNTAIN AVE MONTCLAIR NJ 070421723, MONTCLAIR, NJ 07042-1723 |
| Document Number | 0000019584 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 19584 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
The 2025 property tax bill for 200 S Mountain Ave was $44,917, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,277,500 (-) Land $417,500 Building $860,000 | $1,277,500 (-) Land $417,500 Building $860,000 | |
| 2025 | $44,917.00 (+3.32%) | $1,277,500 Land $417,500 Building $860,000 | $1,277,500 Land $417,500 Building $860,000 |
| 2024 | $43,473.00 | ||
| 2023 | $1,221,400 Land $417,500 Building $803,900 | $1,221,400 Land $417,500 Building $803,900 | |
| 2022 | $40,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 S Mountain Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 S Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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