Essex County and Montclair Township property record for 191 S Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,474 sqft · built 1907 |
| Lot Size | 0.567 acres (24,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,466,999 (Feb 2022) |
| Tax Bill | $38,011 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01201-0000-00017 |
| Primary APN | 13-01201-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,474 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 24,700 sqft (0.567 acres) |
| Lot Dimensions | 247 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130120100017 |
|---|---|
| Street Address | 191 S MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 100X247 IRR |
| Legal Block | 1201 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK |
| Feb 4, 2022 | Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2022 · Amount on Record |
| Deed Sale | Feb 4, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2009 · Amount on Record |
| Deed Document Number | 202211254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 12, 2026 |
| Property Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000053350 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202653350 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000053350, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202653350 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000065884 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022065884 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 4, 2022 |
| Property Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000011254 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2022011254 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | SOVEREIGN TITLE AGENCY LLC, SOVEREIGN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,667.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 KING RD, 15, LANDING, NJ 07850-1308 |
| Name | Verified Name |
|---|---|
| Address | 191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000011255 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022011255 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2051 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,100 (-) Land $341,400 Building $739,700 | $1,081,100 (-) Land $341,400 Building $739,700 | |
| 2025 | $38,011.00 (+3.32%) | $1,081,100 (-) Land $341,400 Building $739,700 | $1,081,100 (-) Land $341,400 Building $739,700 |
| 2024 | $36,789.00 (+3.5%) | ||
| 2023 | $1,081,100 Land $341,400 Building $739,700 | $1,081,100 Land $341,400 Building $739,700 | |
| 2022 | $35,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures