Geneva County property record for 200 S Commerce St, Geneva, AL 36340 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,409 sqft · built 1929 |
| Lot Size | 0.29 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2026) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1804204013001000 |
| Primary APN | 1804204013001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,409 sqft Heated Area |
| 1st Floor Area | 2,409 sqft |
| Utility Area | 88 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,800 sqft (0.29 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 88 sqft |
| Carport | Carport |
| Carport Area | 88 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 304 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0000773440 |
|---|---|
| Street Address | 200 S COMMERCE ST |
| City | GENEVA |
| State | AL |
| Zip | 36340-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10, BLK I, GENEVA 1/10 S20-T1N-R22E |
| Legal Range | 22E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | SNEADS ADD |
| Legal Block | I |
| Legal Lot Number | 10 |
| Jurisdiction | GENEVA AL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 50300 |
Source: Geneva County records · APN 1804204013001000
Assessment roll updated April 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit THE SAMSON BANKING COMPANY INC |
| Feb 03, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Feb 03, 2025 · Amount on Record |
| Deed Book / Page | 1322 / 16 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENEVA AL |
| Recording Date | Jun 15, 2026 |
| Property Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Document Number | 1322000016 |
| Book / Page | 1322 / 16 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Document Number | 1322000019, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 1322/19 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENEVA AL |
| Property Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1105 W MAPLE AVENUE, HENDERSON, TN 38340 |
| Document Number | 001075/221 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 1075/221 |
| Name | THE SAMSON BANKING COMPANY INC |
|---|---|
| Type | Bank |
| Address | SAMSON, AL 36477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENEVA AL |
| Recording Date | Feb 03, 2025 |
| Property Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Document Number | 001261/217 |
| Book / Page | 1261 / 217 |
| Map Reference | MB 1 PG 10 |
| Instrument Date | Jan 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 200 S COMMERCE ST, GENEVA, AL 36340-2407 |
| Document Number | 0001261220 |
|---|---|
| Date | Feb 03, 2025 |
| Instrument | 1261/220 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
Source: Geneva County records · Assessment roll updated April 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Geneva County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 | $31,360 (-) Land $2,960 Building $28,400 | $156,800 (-) Land $14,800 Building $142,000 |
| 2024 | $1,382.00 (+20.07%) | $31,360 (+20.06%) Land $2,960 Building $28,400 | $156,800 (+20.06%) Land $14,800 Building $142,000 |
| 2023 | $1,151.00 (+12.62%) | $26,120 (+12.68%) Land $2,960 Building $23,160 | $130,600 (+12.68%) Land $14,800 Building $115,800 |
| 2022 | $1,022.00 | $23,180 Land $2,000 Building $21,180 | $115,900 Land $10,000 Building $105,900 |
Source: FEMA National Flood Hazard Layer, Geneva County (01061C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010610503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 28 (1978–2013) |
| Claims Outside the SFHA | 18 of 28 |
| Most Recent Claim | Feb 2013, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 17% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures