108 S Commerce St, Geneva, AL 36340 Property Records

Geneva County property record for 108 S Commerce St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,119 sqft · built 1900
Lot Size	0.29 acres (12,800 sqft)
Owner	Company Name on File
Tax Bill	$529 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (reduced by levee)
APN	`1804204012002000`

Property Details

APN / Parcel Number

Primary APN	`1804204012002000`
Alternative APN	`0000776690`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,119 sqft Heated Area
1st Floor Area	2,119 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,800 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Porch	Patio
Porch Area	548 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000776690
Street Address	108 S COMMERCE ST
City	GENEVA
State	AL
Zip	36340-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENEVA PB 1/10 BLK J LOT 6 S20-T1N-R22E
Legal Range	22E
Legal Township	01N
Legal Section	20
Legal Subdivision	CITY GENEVA
Legal Block	J
Legal Lot Number	6
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3018
Census Tract	50300

Owner

Source: Geneva County assessment roll, APN 1804204012002000, as of April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	102 N WOODLAND ST, GENEVA, AL 36340-1340
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Sep 19, 2019
Property Address	108 S COMMERCE ST, GENEVA, AL 36340-2211
Document Number	001038/033
Book / Page	1038 / 033
Map Reference	MB 1 PG 10
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1683 WADING HERON WAY, 1683, THE VILLAGES, FL 32163-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N WOODLAND ST, GENEVA, AL 36340-1340

Tax Assessment & Valuation

Source: Geneva County assessment roll as of April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00	$12,000 (-) Land $1,480 Building $10,520	$119,900 (-) Land $14,800 Building $105,100
2024	$529.00 (+36.34%)	$12,000 (+19.28%) Land $1,480 Building $10,520	$119,900 (+19.3%) Land $14,800 Building $105,100
2023	$388.00 (+16.17%) Homeowner's exemption	$10,060 (+13.8%) Land $1,480 Building $8,580	$100,500 (+13.69%) Land $14,800 Building $85,700
2022	$334.00 Homeowner's exemption	$8,840 Land $1,000 Building $7,840	$88,400 Land $10,000 Building $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geneva County (01061C), as of May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010610503003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1978–2013)
Claims Outside the SFHA	18 of 28
Most Recent Claim	Feb 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 5 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 252 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0000622, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.