Madison County property record for 200 Ranchero Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,882 sqft · built 2021 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,000 (Nov 2020) |
| Tax Bill | $9,741 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2020 Sale & Mortgage |
| APN | 11-2-10-11-15-401-022 |
| Primary APN | 11-2-10-11-15-401-022 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 144 ft deep x 50.5 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 200 RANCHERO DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS 1ST ADDN LOT 81 50.54 X 144.29 IRREGULAR |
| Legal Subdivision | SADDLEWOOD MEADOWS 1ST ADDN |
| Legal Lot Number | 81 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 581, HAMEL, IL 62046-0581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Nov 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on Record |
| Deed Sale | Nov 30, 2020 · Amount on Record |
| Deed Document Number | 202043790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 200 RANCHERO DR, HAMEL, IL 62046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | MADISON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021051 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020R21051 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 30, 2020 |
| Property Address | 200 RANCHERO DR, HAMEL, IL 62046 |
| Document Number | 0000043790 |
| Map Reference | PC 65 PG 211 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2020R43790 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3160 CROW CANYON RD STE 400, 400, SAN RAMON, CA 94583-1382 |
| Document Number | 0000043791 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020R43791 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.99% |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,741.00 (+9.56%) | $147,780 (+35.22%) Land $16,750 Building $131,030 | $443,340 (+35.08%) Land $50,250 Building $393,090 |
| 2024 | $8,891.00 (+17.06%) | ||
| 2022 | $7,595.00 | $109,290 Land $12,390 Building $96,900 | $328,198 Land $37,207 Building $290,991 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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