200 Pine St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 200 Pine St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,850 sqft · built 1930
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Jan 2013)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1204645`

Property Details

APN / Parcel Number

Primary APN	`1204645`
Alternative APN	`18770`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	243 sqft
Deck Area	209 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 PINE ST
City	RUTHERFORDTON
State	NC
Zip	28139-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMST
Legal Description	GPIN:1610196133420000; RES PINE ST
Legal Subdivision	RUTHERFORD TOWNSHIP
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3026
Census Tract	960502

Owner

Source: Rutherford County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2013 · Amount on Record
Deed Sale	Jan 31, 2013 · Amount on Record
Prior Sale	Jul 6, 2010 · Amount on Record
Deed Document Number	2013201200007309
Deed Book / Page	1057 / 498
Last Transfer Date	May 13, 2021
Transfer Doc	0020461661
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 8, 2026
Property Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Document Number	2103002612
Book / Page	2103 / 2612
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824

Mortgage

Document Number	2103002612,
Date	Jun 8, 2026
Book Page	2103/2612

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020781386
Date	Jan 17, 2024
Book Page	2078/1386

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012380812
Date	Jan 9, 2017
Book Page	1238/812
Instrument	201600006329

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012380798
Date	Jan 9, 2017
Book Page	1238/798
Instrument	201600006328

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	May 13, 2021
Property Address	200 PINE ST, RUTHERFORDTON, NC 28139-2824
Document Number	0020461661
Book / Page	2046 / 1661
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 PINE STREETT, RUTHERFORDTON, NC 28139-2824

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+35.62%)	$183,800 (-) Land $22,000 Building $161,800	$183,800 (-) Land $22,000 Building $161,800
2023		$183,800 Land $22,000 Building $161,800	$183,800 Land $22,000 Building $161,800
2022	$1,339.00
2021	$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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