175 Pine St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 175 Pine St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1961
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Mar 2026)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1622822`

Property Details

APN / Parcel Number

Primary APN	`1622822`
Alternative APN	`35914`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Heated Area
Basement Area	585 sqft
Unfinished Basement	585 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	175 PINE ST
City	RUTHERFORDTON
State	NC
Zip	28139-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMST
Legal Description	GPIN:1610196162410000; RES PINE ST
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3031
Census Tract	960502

Owner

Source: Rutherford County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Sep 5, 2024 · Amount on Record
Deed Book / Page	2101 / 529
Prior Transfer Date	Nov 27, 2017
Prior Transfer Doc	0011630339
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 30, 2026
Property Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Document Number	0021010529
Book / Page	2101 / 529
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1427 SUNSET CREST LN, SUMMERVILLE, SC 29486-2959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821

Mortgage

Document Number	0002101532
Date	Mar 30, 2026
Instrument	2101/532

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020413437
Date	Jan 22, 2021
Book Page	2041/3437

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORDTON, NC 28139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020382873
Date	Oct 28, 2020
Book Page	2038/2873

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 14, 2022
Property Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Document Number	0020570819
Book / Page	2057 / 819
Map Reference	MB 1133 PG 685
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 PINE ST, 175, RUTHERFORDTON, NC 28139-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821

Mortgage

Document Number	0002057822
Date	Feb 14, 2022
Instrument	2057/822

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 27, 2017
Property Address	175 PINE ST, RUTHERFORDTON, NC 28139-2821
Document Number	0011630339
Book / Page	1163 / 339
Instrument Date	Nov 27, 2017
Instrument	201700004885
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, RUTHERFORDTON, NC 28139-1193

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+2,454.22%)	$215,300 (+48.48%) Land $20,000 Building $195,300	$215,300 (+48.48%) Land $20,000 Building $195,300
2023		$145,000 Land $20,000 Building $125,000	$145,000 Land $20,000 Building $125,000
2022	$83.00 (-90.11%)
2021	$839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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