200 Peak Rd, Creston, NC 28615 Property Records

Ashe County property record for 200 Peak Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	3,165 sqft · built 1910
Lot Size	42.8 acres (1,866,546 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,911 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03084-056`

Property Details

APN / Parcel Number

Primary APN	`03084-056`
Alternative APNs	`032928741966` `102329`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,165 sqft Heated Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Lot Area	1,866,546 sqft (42.8 acres)

Location & Zoning

Account Number	102329
Old Parcel Number	03084056
Street Address	200 PEAK RD
City	CRESTON
State	NC
Zip	28615-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42.85 A FROM RAY TRIVETTE RT 1121 (RURAL PAVED) AD
Legal Subdivision	SUSAN K RICHARDS
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2014
Census Tract	970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6, CRESTON, NC 28615-0006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Dec 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	200 PEAK RD, CRESTON, NC 28615-9653
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, CRESTON, NC 28615-0006

Mortgage

Document Number	00562/1211
Date	Apr 26, 2024
Book Page	562/1211
Instrument	1772

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	1055 MOUNT JEFFERSON RD, WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2054

Interest

Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	200 PEAK RD, CRESTON, NC 28615-9653
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00507/1677
Date	Dec 11, 2019
Book Page	507/1677
Instrument	5645

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	200 PEAK RD, CRESTON, NC 28615-9653
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00520/1213
Date	Dec 4, 2020
Book Page	520/1213
Instrument	6336

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,911.00	$364,800 (-)	$498,500 (-) Land $308,000 Building $190,500
2025	$1,911.00 (-23.93%)	$364,800 (-26.82%)	$498,500 (-) Land $308,000 Building $190,500
2023	$2,512.00 (+36.08%)	$498,500 (+67.51%) Land $308,000 Building $190,500	$498,500 (+67.51%) Land $308,000 Building $190,500
2022	$1,846.00	$297,600 Land $182,400 Building $115,200	$297,600 Land $182,400 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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