700 Peak Rd, Creston, NC 28615 Property Records

Ashe County property record for 700 Peak Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	3,266 sqft · built 1995
Lot Size	2.61 acres (113,735 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2022)
Tax Bill	$1,532 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03084-199`

Property Details

APN / Parcel Number

Primary APN	`03084-199`
Alternative APNs	`032928407197` `112062` `23070`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	3,266 sqft Heated Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Lot Area	113,735 sqft (2.61 acres)

Location & Zoning

Account Number	112062
Old Parcel Number	03084199
Street Address	700 PEAK RD
City	CRESTON
State	NC
Zip	28615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.611 A FROM JOHN PAUL JONES 703 PEAK ROAD (SR 112
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2030
Census Tract	970300

Owner

700 Peak Rd is owned by two individuals who bought it in June 2022.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7, CRESTON, NC 28615-0007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Deed Document Number	20223062
Deed Book / Page	542 / 1011
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	700 PEAK RD, CRESTON, NC 28615
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PEAK RD, CRESTON, NC 28615

Mortgage

Document Number	00557/2227
Date	Nov 1, 2023
Book Page	557/2227
Instrument	5007

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 6, 2022
Property Address	700 PEAK RD, CRESTON, NC 28615
Document Number	00542/1011
Book / Page	542 / 1011
Instrument Date	Jun 2, 2022
Instrument	3062
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 868, CHINA GROVE, NC 28023-0868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7, CRESTON, NC 28615-0007

Mortgage

Document Number	0000003063
Date	Jun 6, 2022
Instrument	3063

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 700 Peak Rd was $1,532.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,532.00	$292,400 (-) Land $36,100 Building $256,300	$292,400 (-) Land $36,100 Building $256,300
2025	$1,532.00	$292,400 Land $36,100 Building $256,300	$292,400 Land $36,100 Building $256,300
2023	$1,473.00	$292,400 Land $36,100 Building $256,300	$292,400 Land $36,100 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Peak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Peak Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Peak Rd

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