200 Freedom Ln, Commerce, GA 30530 Property Records

Banks County property record for 200 Freedom Ln, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,586 sqft · built 2018
Lot Size	21.6 acres (943,074 sqft)
Owner	2 Individual Names on File
Last Sale	$138,600 (Aug 2004)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`B79F018`

Property Details

APN / Parcel Number

Primary APN	`B79F018`
Alternative APN	`7674`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,586 sqft Heated Area
1st Floor Area	2,586 sqft
Basement Area	2,574 sqft
Finished Basement	2,574 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	943,074 sqft (21.6 acres)
Garage Area	576 sqft
Porch	Open Porch
Porch Area	232 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	7674
Street Address	200 FREEDOM LN
City	COMMERCE
State	GA
Zip	30530-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LT12 PB D-35 GROVE RIVER
Legal Subdivision	GROVE RIVER ESTATES - 00105
Legal Lot Number	12
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

200 Freedom Ln is owned and occupied by two individuals who bought it in August 2004.

Source: Banks County records, as of November 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	200 FREEDOM LN, COMMERCE, GA 30530-6904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit ASSOCIATED CREDIT UNION
Jun 19, 2018	Deed of Trust, Mortgage · Closed-End Mortgage NORTHEAST GEORGIA BANK
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST GEORGIA BANK
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2004 · Amount on File
Deed Sale	Aug 1, 2004 · Amount on File
Deed Document Number	0000242211
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	200 FREEDOM LN, COMMERCE, GA 30530-6904
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FREEDOM LN, GA

Mortgage

Document Number	0000000459/0000000786
Date	Dec 13, 2018
Book Page	0000000459/0000000786

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	200 FREEDOM LN, COMMERCE, GA 30530-6904
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452/759
Date	Jun 19, 2018
Book Page	452/759

Lender

Name	NORTHEAST GEORGIA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2019

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	200 FREEDOM LN, COMMERCE, GA 30530-6904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	452/759
Date	Jun 19, 2018
Book Page	452/759

Lender

Name	NORTHEAST GEORGIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	200 FREEDOM LN, COMMERCE, GA 30530-6904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FREEDOM LN

Mortgage

Document Number	0000000459/0000000775
Date	Dec 13, 2018
Book Page	0000000459/0000000775

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 200 Freedom Ln was $4,033 with exemptions applied, up 0.7% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (+0.7%) Homeowner's exemption Senior Citizen's exemption	$315,447 (+5.11%) Land $95,620 Building $219,827	$788,618 (+5.11%) Land $239,050 Building $549,568
2024	$4,005.00 (+17.45%) Homeowner's exemption Senior Citizen's exemption	$300,103 (+11.99%) Land $86,927 Building $213,176	$750,259 (+11.99%) Land $217,318 Building $532,941
2023	$3,410.00 (+1.04%) Homeowner's exemption Senior Citizen's exemption	$267,979 (+19.26%) Land $72,203 Building $195,776	$669,947 (+19.26%) Land $180,507 Building $489,440
2022	$3,375.00 Homeowner's exemption Senior Citizen's exemption	$224,699 Land $53,549 Building $171,150	$561,748 Land $133,873 Building $427,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Freedom Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Freedom Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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