147 Freedom Ln, Commerce, GA 30530 Property Records

Banks County property record for 147 Freedom Ln, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,197 sqft · built 2004
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individuals on Record
Last Sale	$314,900 (Jun 2021)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B79F024`

Property Details

APN / Parcel Number

Primary APN	`B79F024`
Alternative APN	`8187`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,197 sqft Heated Area
1st Floor Area	2,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	283,140 sqft (6.5 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	8187
Street Address	147 FREEDOM LN
City	COMMERCE
State	GA
Zip	30530-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LT17B PB 28-42
Legal Subdivision	GROVE RIVER ESTATES - 00105
Legal Lot Number	17B
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Banks County assessment roll, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1121 CHADDWYCK DR, ATHENS, GA 30606-7007
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 2, 2021	Warranty Deed, Transfer
Jun 2, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2021561
Deed Book / Page	505 / 633
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	147 FREEDOM LN, COMMERCE, GA 30530-6822
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 FREEDOM LN, COMMERCE, GA 30530-6822

Mortgage

Document Number	0000000505/0000000635
Date	Jun 4, 2021
Book Page	0000000505/0000000635

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jun 2, 2021
Property Address	147 FREEDOM LN, COMMERCE, GA 30530-6822
Document Number	505/654
Book / Page	505 / 654
Instrument Date	Jun 2, 2021
Instrument	2021-000568
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CHADDWYCK DR, ATHENS, GA 30606-7007

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jun 2, 2021
Property Address	147 FREEDOM LN, COMMERCE, GA 30530-6822
Document Number	505/633
Book / Page	505 / 633
Instrument Date	Jun 2, 2021
Instrument	2021-000561
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CHADDWYCK DR, ATHENS, GA 30606-7007

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+2.11%)	$177,583 (+5.39%) Land $44,580 Building $133,003	$443,958 (+5.39%) Land $111,451 Building $332,507
2024	$3,320.00 (+11.45%)	$168,498 (+15.11%) Land $40,528 Building $127,970	$421,244 (+15.11%) Land $101,319 Building $319,925
2023	$2,979.00 (+16.87%)	$146,376 (+20.66%) Land $36,270 Building $110,106	$365,940 (+20.66%) Land $90,675 Building $275,265
2022	$2,549.00	$121,311 Land $27,804 Building $93,507	$303,279 Land $69,511 Building $233,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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