Union County property record for 200 E Union St, Waverly, KY 42462 · Last verified January 2026
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W1-11-04 |
| Primary APN | W1-11-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Adjusted Area |
| Architectural Style | Modular |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 200 E UNION ST |
|---|---|
| City | WAVERLY |
| State | KY |
| Zip | 42462-2007 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 200 E UNION ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950201 |
Source: Union County records · APN W1-11-04
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 200 E UNION ST, WAVERLY, KY 42462-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jun 23, 2025 | Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Oct 24, 2024 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 |
| Deed Sale | Oct 24, 2024 |
| Deed Document Number | 000D405269 |
| Deed Book / Page | D405 / 269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 29, 2026 |
| Property Address | 200 E UNION ST, WAVERLY, KY 42462-2007 |
| Document Number | 0000430636 |
| Book / Page | 501 / 330 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026430636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 200 E UNION ST, WAVERLY, KY 42462-2007 |
| Document Number | 0000430636, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 501/330 |
| Instrument | 2026430636 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 01, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 200 E UNION ST, WAVERLY, KY 42462-2007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M492/412 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | M492/412 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Oct 24, 2024 |
| Property Address | 200 E UNION ST, WAVERLY, KY 42462-2007 |
| Document Number | 00D405/269 |
| Book / Page | D405 / 269 |
| Instrument Date | Oct 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 E UNION ST, WARSAW, KY 41095 |
Source: Union County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Waverly City |
| Unified School District | Union County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 (+265.09%) | $175,000 (+75.7%) Land $20,000 Building $155,000 | $175,000 (+75.7%) Land $20,000 Building $155,000 |
| 2023 | $550.00 Homeowner's exemption | $99,604 Land $7,500 Building $92,104 | $99,604 Land $7,500 Building $92,104 |
Source: FEMA National Flood Hazard Layer, Union County (21225C), updated October 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212259502011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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