200 E Saint James St, Tarboro, NC 27886 Property Records

Edgecombe County property record for 200 E Saint James St, Tarboro, NC 27886

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,904 sqft · built 1872
Lot Size	0.347 acres (15,119 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Sep 2017)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473845303700`

Property Details

APN / Parcel Number

Primary APN	`473845303700`
Alternative APN	`211324`

Interior

Full Baths	1 Bath
Building Area	1,904 sqft Base Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,119 sqft (0.347 acres)
Porch	Patio
Porch Area	655 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	211324
Street Address	200 E SAINT JAMES ST
City	TARBORO
State	NC
Zip	27886-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	200 E ST JAMES ST
Jurisdiction	EDGECOMBE NC
Township / Civil Division	1, TARBORO
Census Block Group	2
Census Block	2046
Census Tract	21000

Owner

200 E Saint James St is owned and occupied by two individuals who bought it in September 2017.

Source: Edgecombe County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 E SAINT JAMES ST, TARBORO, NC 27886-5120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 22, 2017	Grant Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	20173212720003
Deed Book / Page	1668 / 123
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	200 E SAINT JAMES ST, TARBORO, NC 27886-5120
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017310482
Date	May 3, 2021
Book Page	1731/482

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EDGECOMBE NC
Recording Date	Sep 22, 2017
Property Address	200 E SAINT JAMES ST, TARBORO, NC 27886-5120
Document Number	0016680123
Book / Page	001668 / 000123
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 E SAINT JAMES ST TARBORO NC 278865120, TARBORO, NC 27886-5120

Mortgage

Document Number	16680126
Date	Sep 22, 2017
Book Page	001668/000126

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 200 E Saint James St was $2,169.

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Edgecombe County
Municipality	Tarboro Town
Unified School District	Edgecombe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$2,169.00	$243,730 Land $47,600 Building $196,130
2023		$149,125 (-) Land $45,600 Building $103,525
2022		$149,125 Land $45,600 Building $103,525
2019	$1,416.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 E Saint James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	15 of 45
Most Recent Claim	Nov 2016 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 E Saint James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TARBORO serves 10,844 people · EPA ID NC0433010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: InfinityLink Communications, Verizon.

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