123 E Saint James St, Tarboro, NC 27886 Property Records

Edgecombe County property record for 123 E Saint James St, Tarboro, NC 27886

Property Summary

Property Type	Commercial
Details	2 ba · 2,220 sqft · built 1926
Lot Size	0.052 acres (2,286 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Feb 2004)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473844380300`

Property Details

APN / Parcel Number

Primary APN	`473844380300`
Alternative APN	`207792`

Interior

Full Baths	2 Baths
Building Area	2,220 sqft Base Area
1st Floor Area	2,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	2,286 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	207792
Street Address	123 E SAINT JAMES ST
City	TARBORO
State	NC
Zip	27886-5016
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	312 ST ANDREW-123ESTJAMES
Jurisdiction	EDGECOMBE NC
Township / Civil Division	1, TARBORO
Census Block Group	2
Census Block	2052
Census Tract	21000

Owner

123 E Saint James St, a commercial property, is owned by a company that bought it in February 2004.

Source: Edgecombe County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	308 ROLLING HILLS CT, GREENVILLE, NC 27834-7807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Line of Credit UBANK
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2004 · Amount on File
Deed Sale	Feb 12, 2004 · Amount on File
Deed Book / Page	1390 / 1091
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGECOMBE NC
Recording Date	Feb 23, 2021
Property Address	123 E SAINT JAMES ST, TARBORO, NC 27886-5016
Document Number	0017261103
Book / Page	1726 / 1103
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 ROLLING HILLS CT, 308, GREENVILLE, NC 27834-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ROLLING HILLS CT, GREENVILLE, NC 27834-7807

Mortgage

Document Number	0017261106
Date	Feb 23, 2021
Instrument	1726/1106

Lender

Name	UBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	123 E SAINT JAMES ST, TARBORO, NC 27886-5016
Document Number	0016910411
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E SAINT JAMES ST TARBORO NC 278865016, TARBORO, NC 27886-5016

Mortgage

Document Number	0016910411
Date	Feb 26, 2019
Book Page	001691/000411

Lender

Name	BRANCH BK&TR
Type	Bank
Address	ROCKY MOUNT, NC 27804-1934

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Saint James St was $1,139.

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Edgecombe County
Municipality	Tarboro Town
Unified School District	Edgecombe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$1,139.00	$128,022 Land $20,880 Building $107,142
2023		$69,516 (-) Land $15,660 Building $53,856
2022		$69,516 Land $15,660 Building $53,856
2019	$660.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 E Saint James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	15 of 45
Most Recent Claim	Nov 2016 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Saint James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TARBORO serves 10,844 people · EPA ID NC0433010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: InfinityLink Communications, Verizon.

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