McCreary County property record for 200 E Appletree Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,326 sqft · built 1965 |
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,500 (Mar 2020) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-30-02-011.00 |
| Primary APN | 122-30-02-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,326 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.869 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 442 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 200 E APPLETREE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LOTS & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
Source: McCreary County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 200 E APPLETREE RD, STEARNS, KY 42647-6382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP |
| Mar 23, 2020 | Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC |
| Apr 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on Record |
| Deed Sale | Mar 23, 2020 · Amount on Record |
| Prior Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 130412 |
| Deed Book / Page | D222 / 38 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 200 E APPLETREE RD, STEARNS, KY 42647-6382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | NOT AVAILABLE, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M224/261 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | M224/261 |
| Instrument | 130415 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Mar 23, 2020 |
| Property Address | 200 E APPLETREE RD, STEARNS, KY 42647-6382 |
| Document Number | 000D222/38 |
| Book / Page | D222 / 38 |
| Map Reference | DB 215 PG 474 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 130412 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1941 PIG SKIN RD, STEARNS, KY 42647-6220 |
| Name | Verified Name |
|---|---|
| Address | 200 E APPLETREE RD, STEARNS, KY 42647-6382 |
| Document Number | 00M224/244 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | M224/244 |
| Instrument | 130414 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Apr 2, 2018 |
| Property Address | 200 E APPLETREE RD, STEARNS, KY 42647-6382 |
| Document Number | 00D215/474 |
| Book / Page | D215 / 474 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 124805 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 JAMES NEAL RD, PINE KNOT, KY 42635-9212 |
| Name | Verified Name |
|---|---|
| Address | 1987 PIG SKIN RD, STEARNS, KY 42647-6220 |
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 (-1.47%) | $125,000 (-) | $125,000 (-) |
| 2023 | $1,020.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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