McCreary County property record for 170 E Appletree Rd, Stearns, KY 42647 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,143 sqft · built 1977 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $272 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-30-02-010.00 |
| Primary APN | 122-30-02-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,143 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 88 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 170 E APPLETREE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
Source: McCreary County records · APN 122-30-02-010.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 566, STEARNS, KY 42647-0566 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2017 | Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT CORP |
| Oct 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000169372 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 170 E APPLETREE RD, STEARNS, KY 42647-6376 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M209/440 |
|---|---|
| Date | May 01, 2017 |
| Book Page | M209/440 |
| Instrument | 122107 |
| Name | IFREEDOM DIRECT CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 170 E APPLETREE RD, STEARNS, KY 42647-6376 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M221/485 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | M221/485 |
| Instrument | 129039 |
| Name | WINTRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $272.00 (-9.03%) | $83,000 (-) | $83,000 (-) |
| 2023 | $299.00 Homeowner's exemption Disabled Person's exemption | $83,000 | $83,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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