Mobile County property record for 200 Cosgrove Dr, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,285 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Oct 2021) |
| Tax Bill | $1,080 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022805153003005 |
| Primary APN | R022805153003005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| 1st Floor Area | 1,285 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 268 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 326 sqft |
| Patio Area | 326 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 515455 |
|---|---|
| Old Parcel Number | R022805153003005 |
| Street Address | 200 COSGROVE DR |
| City | MOBILE |
| State | AL |
| Zip | 36608-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 HILL TOP SUB MBK 8 P 96 #SEC 15 T4S R2W #MP28 05 15 3 003 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 15 |
| Legal Subdivision | HILL TOP |
| Legal Lot Number | 33 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3501 |
200 Cosgrove Dr is owned and occupied by an individual who bought it in October 2021.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 COSGROVE DR, MOBILE, AL 36608-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Prior Sale | Dec 1, 2017 · Amount on File |
| Deed Document Number | 2021066583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 7, 2021 |
| Property Address | 200 COSGROVE DR, MOBILE, AL 36608-2724 |
| Document Number | 0000066583 |
| Map Reference | MB 8 PG 96 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2021066583 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1877 CREEKWATER BLVD, PORT DRAGE, AL 82128 |
| Name | Verified Name |
|---|---|
| Address | 200 COSGROVE DR, MOBILE, AL 36608-2724 |
| Document Number | 0000066584 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021066584 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 1, 2017 |
| Property Address | 200 COSGROVE DR, MOBILE, AL 36608-2724 |
| Document Number | 0000067362 |
| Book / Page | 7581 / 0627 |
| Map Reference | MB 8 PG 96 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 2017067362 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SURITY LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11188 RANOLTE LOOP, 11188, DAPHNE, AL 36526 |
| Name | Verified Name |
|---|---|
| Address | 200 COSGROVE DR, MOBILE, AL 36608-2724 |
| Document Number | 0000067363 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017067363 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 200 Cosgrove Dr was $1,080 with a homeowner's exemption, up 7.2% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (+7.25%) Homeowner's exemption | $17,930 (+7.04%) Land $3,200 Building $14,730 | $179,300 (+7.04%) Land $32,000 Building $147,300 |
| 2024 | $1,007.00 (-2.89%) Homeowner's exemption | $16,750 (-2.84%) Land $3,200 Building $13,550 | $167,500 (-2.84%) Land $32,000 Building $135,500 |
| 2023 | $1,037.00 (+38.64%) Homeowner's exemption | $17,240 (+36.07%) Land $4,420 Building $12,820 | $172,400 (+36.07%) Land $44,200 Building $128,200 |
| 2022 | $748.00 Homeowner's exemption | $12,670 Land $4,420 Building $8,250 | $126,700 Land $44,200 Building $82,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 200 Cosgrove Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 22 (1978–2005) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Apr 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Cosgrove Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures