200 Cosgrove Dr, Mobile, AL 36608 Property Records

Mobile County property record for 200 Cosgrove Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 1991
OwnerIndividual Name on File
Last Sale$169,900 (Oct 2021)
Tax Bill$1,080 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022805153003005

Property Details

APN / Parcel Number

Primary APNR022805153003005
Alternative APNs
  • 28 05 15 3 003 005.XXX
  • 00515455
  • 515455

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,285 sqft Living Area
1st Floor Area1,285 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeCarport
CarportCarport
Carport Area268 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area326 sqft
Patio Area326 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number515455
Old Parcel NumberR022805153003005
Street Address200 COSGROVE DR
CityMOBILE
StateAL
Zip36608-2724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 HILL TOP SUB MBK 8 P 96 #SEC 15 T4S R2W #MP28 05 15 3 003
Legal Range02W
Legal Township04S
Legal Section15
Legal SubdivisionHILL TOP
Legal Lot Number33
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2026
Census Tract3501

Owner

200 Cosgrove Dr is owned and occupied by an individual who bought it in October 2021.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address200 COSGROVE DR, MOBILE, AL 36608-2724
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 1, 2017Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2021 · Amount on File
Deed SaleOct 7, 2021 · Amount on File
Prior SaleDec 1, 2017 · Amount on File
Deed Document Number2021066583
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 7, 2021
Property Address200 COSGROVE DR, MOBILE, AL 36608-2724
Document Number0000066583
Map ReferenceMB 8 PG 96
Instrument DateOct 6, 2021
Instrument2021066583
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1877 CREEKWATER BLVD, PORT DRAGE, AL 82128

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 COSGROVE DR, MOBILE, AL 36608-2724

Mortgage

Document Number0000066584
DateOct 7, 2021
Instrument2021066584
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateDec 1, 2017
Property Address200 COSGROVE DR, MOBILE, AL 36608-2724
Document Number0000067362
Book / Page7581 / 0627
Map ReferenceMB 8 PG 96
Instrument DateNov 29, 2017
Instrument2017067362
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySURITY LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11188 RANOLTE LOOP, 11188, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 COSGROVE DR, MOBILE, AL 36608-2724

Mortgage

Document Number0000067363
DateDec 1, 2017
Instrument2017067363
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 200 Cosgrove Dr was $1,080 with a homeowner's exemption, up 7.2% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,080.00 (+7.25%) Homeowner's exemption$17,930 (+7.04%) Land $3,200 Building $14,730$179,300 (+7.04%) Land $32,000 Building $147,300
2024$1,007.00 (-2.89%) Homeowner's exemption$16,750 (-2.84%) Land $3,200 Building $13,550$167,500 (-2.84%) Land $32,000 Building $135,500
2023$1,037.00 (+38.64%) Homeowner's exemption$17,240 (+36.07%) Land $4,420 Building $12,820$172,400 (+36.07%) Land $44,200 Building $128,200
2022$748.00 Homeowner's exemption$12,670 Land $4,420 Building $8,250$126,700 Land $44,200 Building $82,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Cosgrove Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims22 (1978–2005)
Claims Outside the SFHA11 of 22
Most Recent ClaimApr 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Cosgrove Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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