159 Cosgrove Dr, Mobile, AL 36608 Property Records

Mobile County property record for 159 Cosgrove Dr, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 1984
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2015)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022805153003021`

Property Details

APN / Parcel Number

Primary APN	`R022805153003021`
Alternative APNs	`28 05 15 3 003 021.XXX` `00515614` `515614`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	515614
Old Parcel Number	R022805153003021
Street Address	159 COSGROVE DR
City	MOBILE
State	AL
Zip	36608-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK C 1ST ADD TO HILL TOP SUB MBK 10 P 24 #SEC 15 T4S R2W #MP28 05 15 3 003
Legal Range	02W
Legal Township	04S
Legal Section	15
Legal Subdivision	HILL TOP
Legal Block	C
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2000
Census Tract	3501

Owner

159 Cosgrove Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	159 COSGROVE DR, MOBILE, AL 36608-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Nov 14, 2014 · Amount on File
Deed Document Number	2015055286
Deed Book / Page	7315 / 1898
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	159 COSGROVE DR, MOBILE, AL 36608-2851
Document Number	0000025460
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 COSGROVE DR MOBILE AL 366082851, MOBILE, AL 36608-2851

Mortgage

Document Number	0000025460
Date	Apr 30, 2020
Instrument	25460

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 159 Cosgrove Dr was $1,182 with a homeowner's exemption, up 7.3% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (+7.26%) Homeowner's exemption	$19,760 (+8.27%) Land $3,200 Building $16,560	$197,600 (+8.27%) Land $32,000 Building $165,600
2024	$1,102.00 (+5.96%) Homeowner's exemption	$18,250 (+5.61%) Land $3,200 Building $15,050	$182,500 (+5.61%) Land $32,000 Building $150,500
2023	$1,040.00 Homeowner's exemption	$17,280 Land $3,200 Building $14,080	$172,800 Land $32,000 Building $140,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 159 Cosgrove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	22 (1978–2005)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Apr 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Cosgrove Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20