200 Castle Dr, Berea, KY 40403 Property Records

Madison County property record for 200 Castle Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,400 (Jan 2018)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0001-0031-I`

Property Details

APN / Parcel Number

Primary APN	`0074-0001-0031-I`
Alternative APNs	`112036` `75165` `41220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,583 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	41220
Street Address	200 CASTLE DR
City	BEREA
State	KY
Zip	40403-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL MEADOWS LOT 9
Legal Subdivision	CRYSTAL MEADOWS
Legal Lot Number	9
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1006
Census Tract	11101

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 CASTLE DR, BEREA, KY 40403-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 2, 2018	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2017	Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20182013969786
Deed Book / Page	00754 / 412
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	00D652/788
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 24, 2026
Property Address	200 CASTLE DR, BEREA, KY 40403-9394
Document Number	0014357673
Book / Page	2477 / 618
Instrument Date	Jun 12, 2026
Instrument	202614357673
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CASTLE DR, BEREA, KY 40403-9394

Mortgage

Document Number	0014357673,
Date	Jun 24, 2026
Book Page	2477/618
Instrument	202614357673

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 20, 2066

Interest

Rate	6.36%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 CASTLE DR, BEREA, KY 40403-9394
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CASTLE DR, BEREA, KY 40403-9394

Mortgage

Document Number	00M2228/96
Date	Apr 17, 2023
Book Page	M2228/96
Instrument	2014140427

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 CASTLE DR, BEREA, KY 40403-9394
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2051/311
Date	May 10, 2021
Book Page	M2051/311
Instrument	2014036234

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 2, 2018
Property Address	200 CASTLE DR, BEREA, KY 40403-9394
Document Number	D00754/412
Book / Page	D00754 / 412
Map Reference	MB18 PG287
Instrument Date	Dec 29, 2017
Instrument	2013969786
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 WHITEHALL DR, 417, BEREA, KY 40403-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CASTLE DR, BEREA, KY 40403-9394

Mortgage

Document Number	2013969787
Date	Jan 2, 2018
Instrument	2013969787

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 23, 2017
Property Address	200 CASTLE DR, BEREA, KY 40403-9394
Document Number	D00749/309
Book / Page	D00749 / 309
Map Reference	MB17 PG144
Instrument Date	Aug 18, 2017
Instrument	2013963648
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	962 BAWKER JANE, 962, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CASTLE DR, BEREA, KY 40403-9394
Investor	Possibly a Property Investor

Mortgage

Document Number	2013963649
Date	Aug 23, 2017
Instrument	2013963649

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+4.43%)	$190,000 (+7.41%)	$190,000 (+7.41%)
2023	$1,715.00	$176,900	$176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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