106 Castle Dr, Berea, KY 40403 Property Records

Madison County property record for 106 Castle Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,363 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,399 (Jun 2009)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0074-0001-0031-N`

Property Details

APN / Parcel Number

Primary APN	`0074-0001-0031-N`
Alternative APNs	`134066` `96863` `63995`

Interior

Stories	1 Story
Building Area	2,363 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	63995
Street Address	106 CASTLE DR
City	BEREA
State	KY
Zip	40403-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL MEADOWS LOT 14
Legal Subdivision	CRYSTAL MEADOWS
Legal Lot Number	14
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1013
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 CASTLE DR, BEREA, KY 40403-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 3, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on Record
Deed Sale	Jun 29, 2009 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	2009428329
Deed Book / Page	647 / 134
Last Transfer Date	Oct 31, 2020
Transfer Doc	D00796/474
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	106 CASTLE DR, BEREA, KY 40403-9354
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CASTLE DR, BEREA, KY 40403-9354

Mortgage

Document Number	00M2214/70
Date	Jan 26, 2023
Book Page	M2214/70
Instrument	2014129456

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.3%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Nov 3, 2020
Property Address	106 CASTLE DR, BEREA, KY 40403-9354
Document Number	D00796/474
Book / Page	D00796 / 474
Map Reference	MB 17 PG 144
Instrument Date	Oct 31, 2020
Instrument	2014023419
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CASTLE DR, BEREA, KY 40403-9354

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (+16.15%) Homeowner's exemption	$265,000 (+16.74%)	$265,000 (+16.74%)
2023	$1,752.00 Homeowner's exemption	$227,000	$227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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