200 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 200 Beach St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$2,571,100 (Jul 2021)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	May 2023 Refinance Nov 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D1227R`

Property Details

APN / Parcel Number

Primary APN	`D1227R`
Alternative APNs	`SACO M:026 L:065 U:000-000` `M:026 L:065 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	986 sqft
Attic	Attic
Attic Area	986 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	D1227R
Street Address	200 BEACH ST
City	SACO
State	ME
Zip	04072-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	ALFRED W EMERSON
Legal Lot Number	65
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3013
Census Tract	5200

Owner

200 Beach St is owned by a company that bought it in July 2021.

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	200 BEACH ST, SACO, ME 04072-2933
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Jul 19, 2017	Deed of Trust, Mortgage YORK COUNTY FCU
Jan 9, 2017	Deed of Trust, Mortgage YORK COUNTY FCU
Jul 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN W SHERMAN
Nov 13, 2013	Deed of Trust, Mortgage YORK CNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Oct 19, 2016
Deed Document Number	202139686
Deed Book / Page	18730 / 117
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	200 BEACH ST, SACO, ME 04072-2933
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192390827
Date	May 17, 2023
Book Page	19239/827
Instrument	2023013040

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	200 BEACH ST, SACO, ME 04072-2933
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184640903
Date	Nov 25, 2020
Book Page	18464/903
Instrument	2020060782

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	200 BEACH ST, SACO, ME 04072-2933
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175180701
Date	Jul 19, 2017
Book Page	17518/0701
Instrument	2017028197

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount on Record
Term	121 Months
Due	Aug 4, 2027

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	200 BEACH ST, SACO, ME 04072-2933
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174000856
Date	Jan 9, 2017
Book Page	17400/0856
Instrument	2017001164

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2047

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jul 12, 2021
Property Address	200 BEACH ST, SACO, ME 04072-2933
Document Number	0187300117
Book / Page	18730 / 117
Instrument Date	Jul 1, 2021
Instrument	2021039686
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039687
Date	Jul 12, 2021
Instrument	2021039687

Lender

Name	JOHN W SHERMAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	200 BEACH ST, SACO, ME 04072-2933
Document Number	0178430153
Instrument Date	Nov 13, 2013
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BEACH ST SACO ME 040722933, SACO, ME 04072-2933

Mortgage

Document Number	0178430153
Date	Nov 26, 2018
Book Page	017843/000153
Instrument	49298

Lender

Name	YORK CNTY FCU
Type	Credit Union
Address	SANFORD, ME 04073

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 25, 2019

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,463.00 (+1.17%)	$243,900 (+0.12%) Land $118,200 Building $125,700
2024	$3,423.00 (+5.16%)	$243,600 (+37.16%) Land $118,200 Building $125,400	$228,760
2022	$3,255.00	$177,600 Land $90,200 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 200 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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