195 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 195 Beach St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 1942
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$263,700 (Apr 2020)
Tax Bill	$4,829 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H1310R`

Property Details

APN / Parcel Number

Primary APN	`H1310R`
Alternative APNs	`SACO M:026 L:028 U:000-000` `M:026 L:028 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,030 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	H1310R
Street Address	195 BEACH ST
City	SACO
State	ME
Zip	04072-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	28
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5301

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 BEACH ST, SACO, ME 04072-1961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2020	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	202015995
Deed Book / Page	18218 / 47
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0182180047
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	195 BEACH ST, SACO, ME 04072-1961
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197530189
Date	Oct 1, 2025
Book Page	19753/189
Instrument	2025035281

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Apr 13, 2020
Property Address	195 BEACH ST, SACO, ME 04072-1961
Document Number	0182180047
Book / Page	018218 / 000047
Instrument Date	Apr 10, 2020
Instrument	15995
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GARFIELD ST SACO ME 040722400, SACO, ME 04072-2400

Mortgage

Document Number	182180049
Date	Apr 13, 2020
Book Page	018218/000049
Instrument	15996

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 2, 2018
Property Address	195 BEACH ST, SACO, ME 04072-1961
Document Number	0178350727
Book / Page	017835 / 000727
Instrument Date	Oct 26, 2018
Instrument	46424
Transaction Type	Transfer
Record Updated	Dec 7, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 BEACH ST SACO ME 040721961, SACO, ME 04072-1961

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,829.00 (+9.97%)	$340,100 (+8.83%) Land $118,500 Building $221,600
2024	$4,391.00 (+4.65%)	$312,500 (+36.52%) Land $118,500 Building $194,000	$413,440
2022	$4,196.00	$228,900 Land $90,300 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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