Santa Cruz County property record for 200 16th Ave, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,867 sqft · built 2006 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,625,000 (May 2017) |
| Tax Bill | $35,938 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-211-20 |
| Primary APN | 028-211-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,867 sqft Living Area |
| Gross Area | 3,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 16TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SANTA MARIA CLFS TR 57 |
| Legal Lot Number | 41 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 121501 |
200 16th Ave is owner-occupied and held in a trust since February 2025.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 200 16TH AVE, SANTA CRUZ, CA 95062-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| May 23, 2017 | Grant Deed, Transfer · ARM COMMERCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Prior Sale | Nov 30, 2009 · Amount on File |
| Deed Document Number | 201717010 |
| Last Transfer Date | Feb 14, 2025 |
| Transfer Doc | 0000002882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 200 16TH AVE, SANTA CRUZ, CA 95062-4929 |
| Document Number | 0000025185 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 200 16TH AVE SANTA CRUZ CA 950624929, SANTA CRUZ, CA 95062-4929 |
| Document Number | 0000025185 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 25185 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 23, 2017 |
| Property Address | 200 16TH AVE, SANTA CRUZ, CA 95062-4929 |
| Document Number | 0000017010 |
| Map Reference | MB28 PG48 |
| Instrument Date | May 17, 2017 |
| Instrument | 2017-0017010 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 200 16TH AVE, SANTA CRUZ, CA 95062-4929 |
| Document Number | 0000017011 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017-0017011 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
The 2025 property tax bill for 200 16th Ave was $35,938 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,107,469 (+2%) Land $2,019,855 Building $1,087,614 | ||
| 2025 | $35,938.00 Homeowner's exemption | $3,046,538 Land $1,980,250 Building $1,066,288 | |
| 2023 | $33,151.00 (+2.16%) Homeowner's exemption | $2,928,237 Land $1,903,354 Building $1,024,883 | $2,939,220 |
| 2022 | $32,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 16th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 200 16th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures