Santa Cruz County property record for 190 16th Ave, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,526 sqft · built 1958 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,691,000 (Apr 2015) |
| Tax Bill | $24,708 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-211-19 |
| Primary APN | 028-211-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,526 sqft Living Area |
| Gross Area | 2,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 190 16TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SANTA MARIA CLIFFS TR 57 |
| Legal Lot Number | 40 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 121501 |
190 16th Ave is owned and occupied by an individual who acquired it in April 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 16TH AVE, SANTA CRUZ, CA 95062-4927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2015 · Amount on File |
| Deed Sale | Apr 7, 2015 · Amount on File |
| Prior Sale | Dec 7, 2009 · Amount on File |
| Deed Document Number | 201512690 |
| Last Transfer Date | Apr 10, 2020 |
| Transfer Doc | 0000019551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 5, 2020 |
| Property Address | 190 16TH AVE, SANTA CRUZ, CA 95062-4927 |
| Document Number | 0000019551 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 19551 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 190 16TH AVE SANTA CRUZ CA 950624927, SANTA CRUZ, CA 95062-4927 |
The 2025 property tax bill for 190 16th Ave was $24,708 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,072,976 (+2%) Land $1,243,786 Building $829,190 | ||
| 2025 | $24,708.00 Homeowner's exemption | $2,032,330 Land $1,219,398 Building $812,932 | |
| 2023 | $22,604.00 (+2.23%) Homeowner's exemption | $1,953,412 Land $1,172,047 Building $781,365 | $2,292,930 |
| 2022 | $22,112.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 16th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 16th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: GeoLinks.
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