20 Windsor Rd, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 20 Windsor Rd, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,176 sqft · built 1915
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Nov 2021)
Tax Bill	$15,600 (2026)
Deeds & Mortgages	Jan 2022 Refinance Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-K-6`

Property Details

APN / Parcel Number

Primary APN	`29-K-6`
Alternative APNs	`SOME M:29 B:K L:6` `18580100`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,176 sqft Living Area
Gross Area	4,932 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,180 sqft (0.073 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18580100
Street Address	20 WINDSOR RD
City	SOMERVILLE
State	MA
Zip	02144-3135
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	K
Legal Lot Number	6
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2000
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WINDSOR RD, SOMERVILLE, MA 02144-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Nov 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 7, 2015
Deed Document Number	2021258984
Deed Book / Page	79247 / 390
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	20 WINDSOR RD, SOMERVILLE, MA 02144-3135
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079612-57
Date	Jan 31, 2022
Book Page	79612/57
Instrument	16140

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Nov 30, 2021
Property Address	20 WINDSOR RD, SOMERVILLE, MA 02144-3135
Document Number	079247-390
Book / Page	79247 / 390
Instrument Date	Nov 30, 2021
Instrument	258984
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258985
Date	Nov 30, 2021
Instrument	258985

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,600.00 (+5.4%)	$1,420,800 (+4.73%) Land $707,200 Building $713,600	$1,311,718
2025	$14,801.00 (+4.65%)	$1,356,600 (+0.91%) Land $673,500 Building $683,100
2024	$14,143.00 (+5.36%)	$1,344,400 (+3.55%) Land $673,500 Building $670,900
2023	$13,424.00	$1,298,300 Land $673,500 Building $624,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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