13 Windsor Rd, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 13 Windsor Rd, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 3,170 sqft · built 1910
Lot Size	0.067 acres (2,929 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 1998)
Tax Bill	$16,438 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-L-17`

Property Details

APN / Parcel Number

Primary APN	`29-L-17`
Alternative APNs	`SOME M:29 B:L L:17` `25723020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,170 sqft Living Area
Gross Area	4,991 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,929 sqft (0.067 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25723020
Street Address	13 WINDSOR RD
City	SOMERVILLE
State	MA
Zip	02144-3134
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	WILBUR B RICE CHARLES D ELLIO
Legal Block	L
Legal Lot Number	17
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1006
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13 WINDSOR RD, SOMERVILLE, MA 02144-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 22, 2022	Deed of Trust, Mortgage · ARM CITIZENS BANK
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1998 · Amount on Record
Deed Sale	Jul 23, 1998 · Amount on Record
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	13 WINDSOR RD, SOMERVILLE, MA 02144-3134
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082676-139
Date	Apr 18, 2024
Book Page	82676/139
Instrument	38645

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	13 WINDSOR RD, SOMERVILLE, MA 02144-3134
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079719-29
Date	Feb 22, 2022
Book Page	79719/29
Instrument	27738

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2029
Index	Other

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	13 WINDSOR RD, SOMERVILLE, MA 02144-3134
Document Number	70501-314
Book / Page	070501 / 000314
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70501-314
Date	Jan 12, 2018
Book Page	070501/000314
Instrument	5493

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,438.00 (+5.35%)	$1,497,100 (+4.68%) Land $686,400 Building $810,700	$1,393,669
2025	$15,603.00 (+4.71%)	$1,430,200 (+0.97%) Land $653,700 Building $776,500
2024	$14,901.00 (+3.15%)	$1,416,400 (+1.38%) Land $653,700 Building $762,700
2023	$14,446.00	$1,397,100 Land $653,700 Building $743,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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